FHA VS Conventional loan in Oxford, Lafayette County, Mississippi
In 2026, within Oxford, located in Lafayette county, MS, the maximum limit for Conventional loans stands at $726,200, while the FHA loan ceiling is set at $472,030 for a single-family residence.
Utilize the Lendersa® Conventional loan calculator to evaluate today's Conventional, FHA, and USDA rates alongside each other. Determine required income, credit, reserves, and documentation for eligibility. This advanced calculator showcases Conforming Conventional loans next to USDA, FHA, and VA loans, guiding you to choose the ideal program in MS that fits your financial needs.
Loan ceilings and down payment needs in Oxford, Lafayette county, MS, for 2026
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Please note, the comparison is valid for the following zip codes: 38655
Available Conventional and FHA financing options in Oxford, MS
The mission of Lendersa® is to provide you with quick and straightforward access to the best Conventional, USDA, or FHA loans. Begin with one of three pathways leading you to corresponding lenders and loan offerings.
Starr Mortgage Company, Inc. has quickly become a benchmark in the mortgage industry. Our headquarters is located in Nyack, NY in the historic Hudson Valley Region of New York, however our area of influence and expertise ranges all the way from Rockland and Westchester Counties, throughout all 5 boroughs of New York City.
We’re a full service mortgage brokerage company with an experienced staff offering expertise in every area of mortgage brokering.. from purchases to refinances.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan – with the best rates, terms and costs – to meet our clients.
Welcome to Houlihan & O’Malley Commercial Real Estate Services. Backed by the experience of a family that’s been in the real estate business since 1891, the commercial services division of Houlihan & O’Malley specializes in commercial brokerage, private mortgages, commercial appraisals and advisory services.
Joe Houlihan started his Real Estate career in 1984 as an appraiser, running Houlihan & O’Malley’s ‘Residential’ appraisal division. He interacted with Realtors on a regular basis and felt a natural attraction to real estate sales. In 1998, Joe founded the Residential Sales Group at Houlihan & O’Malley with the dream of creating a boutique real est
150 Great Neck Road, Suite 102, Great Neck, NY, 11021
Iron Fund is a Direct Capital Provider for loan officers, brokers, and third-party originators. Iron Fund specializes in Fix & Flips/ Bridge Loans, Ground- Up Construction, and 30-Year DSCR Loans. Our new broker platform provides a full technology suite with same-day loan approvals and secure document uploads.
10 Cutter Mill Rd, Suite 202, Great Neck, NY, 11021
Truen & Michaels, LLC offers the best selection of bridge loans and conventional financing in all 50 states. No matter where your project is located, and what type of real estate project you are looking to finance, we can match you with the loan program which will help you achieve your goals.
HUDSON GROUP REALTY NETWORK; REAL ESTATE BROKERAGE & COMMERCIAL LENDING
55 Northern Boulevard, Suite 400, Great Neck, NY, 11021
HGRN was formed in 2012 as a direct response to the need for clients to have access to the information they needed when buying or selling property. With the many programs in NY for first time homebuyers or for the information needed to complete a 1031 tax exchange, Hudson Group Realty Network Inc, is prepared to guide the client from inception.
45 Middle Neck Road, Suite 210, Great Neck, NY, 11021
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
