FHA VS Conventional loan programs in 2025 for Water-Valley, Yalobusha County, Mississippi

In 2025, Convetional loan limit in Water-Valley, county of Yalobusha, MS is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MS is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Water-Valley, county of Yalobusha, MS

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 38965

Conventional and FHA loan options in Water-Valley, MS

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Farmers & Merchants Bank
  • 41 South First Street, Miamisburg, OH, 45342
  • Farmers & Merchants Bank was founded in 1923 by a small group of Miamisburg business professionals whose philosophy was to establish a financial institution to provide basic banking services in a friendly and courteous manner. Its market was the residents and the small businesses who were often ignored by the area's larger banks.
  • Mr Mortgage LLC
  • 325 George Sumner Drive, Columbia, SC, 29212
  • Mr. Mortgage a SC based Mortgage Brokerage firm is a small business that has become a major influence in the mortgage industry. This has been accomplished through the determination & loyalty that we have toward the financial success of all our customers. Brokerage firm is a small business that has become a major influence in the mortgage industry.
  • MORTGAGE OPTIONS INC.
  • 6140 St. Andrews Rd, Columbia, SC, 29212
  • The Mortgage Options Inc Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of South Carolina. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team.
  • Bank of Newington
  • 224 Walton St, Newington, GA, 30446
  • The Bank of Newington was established in July of 1919 in Newington, Georgia. Our dedication to you, our customers, has allowed us to expand to meet your needs. In 1991, Bank of Newington moved into a new office in Newington, which has allowed us to better serve our customers.
  • Alliance Bank & Trust Company
  • 292 W Main Ave, Gastonia, NC, 28052
  • Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products
  • Envista Credit Union
  • 3626 SW Wanamaker Road, Topeka, KS, 66614
  • At Envista, banking is a personalized experience. We provide the security, competitive rates, and options you expect, delivered with exceptional service from a team who makes your needs and dreams their top priority. Our professional team makes the following promises to each member: We will honor the individual.
  • VisionBank
  • 3031 SW Wanamaker Rd, Topeka, KS, 66614
  • We were founded on the belief that a bank can best provide excellent, personalized service to its customers when it is rooted in the community it serves and isn't part of a giant banking conglomerate. In the modern financial world, a community bank has the capacity to deliver and meet our customer needs just as the big banks can.
  • Azura Credit Union
  • 2808 SW Arrowhead Road, Topeka, KS, 66614
  • Azura Credit Union was formed when Educational Credit Union and Quest Credit Union merged on May 1, 2016. Azura has over 50, 000 members and offers everything from checking and savings, to auto, personal and home loans, business services and online and mobile banking. Credit Union was formed when Educational Credit Union.
  • Community State Bank
  • 224 W Main St, Brook, IN, 47922
  • We are a community owned and operated bank that has served Brook and the surrounding communities for over 85 years. Visit our page often for community news and discussion as well as important bank announcements.Facebook page. We are a community owned and operated bank that has served Brook and the surrounding communities for over 85 years.
  • Victory Home Loans
  • 1840 Acton Highway, Granbury, TX, 76049
  • Victory Home Loans was founded in 1993. Victory Home Loans is a local, family owned and operated mortgage company with YOU in mind. Our goal is to help every home buyer or homeowner win by providing access to home loan options with lower costs, faster closings with an easier and more predictable process.
  • Shuford Federal Credit Union
  • 882 16th Street NE, Hickory, NC, 28601
  • Shuford Credit Union has been open since 1967. The credit union has assets totaling $32.15 Million and provides banking services to more than 4, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member