FHA VS Conventional loan in Fulton, Itawamba County, Mississippi

During 2026, the limit for a Conventional loan in Fulton, located in Itawamba county, MS, is set at $726,200. Similarly, the FHA limit for a single-family residence is $472,030.

Explore and compare the most favorable rates for Conventional, FHA, and USDA loans using the Lendersa® calculator. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to review Conforming Conventional loans, USDA, FHA, and VA side by side, aiding you in deciding which program in MS suits your needs best.

Evaluate offers from a network of 100 lenders

2026 loan limits and down payment requirements in Fulton, Itawamba county, MS

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table comparison is applicable for these zip codes: 38843

Explore FHA and Conventional loan options in Fulton, MS

The mission of Lendersa® is to secure you the best loan as promptly and seamlessly as possible, selecting the right Conventional, USDA, or FHA loan for you. Begin the process with one of three initial points that guide you to suitable lenders and loan programs.

Lendersa USDA loan request and matching results


Fulton Lenders

  • Renasant Bank
  • 209 Troy Street, Tupelo, MS, 38804
  • Lends in Mississippi
  • Our vision is to be the financial services advisor and provider of choice in each community we serve. Our Mission is to To provide quality financial services and advice by: Understanding, then meeting the needs of our customers, Creating security and opportunity for our employees, Being good citizens in our communities.

  • Gum Tree Mortgage
  • 218 S Thomas St, Suite 105, Tupelo, MS, 38801
  • Lends in Mississippi
  • Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide

  • FARMERS & MERCHANTS BANK MS
  • 111 West Clayton St, Baldwyn, MS, 38824
  • Lends in Mississippi
  • For over 70 years, Farmers & Merchants Bank has been serving the communities of Northeast Mississippi. What started as the dream of a local group of businessmen in 1941 is truly a success story in the banking industry today.

    Home owned and operated since 1941, Farmers & Merchants Bank prospers through a dedicated community.

  • Bank of Okolona
  • 227 West Main Street, Okolona, MS, 38860
  • Lends in Mississippi
  • The Bank of Okolona is a hometown bank that has been serving Chickasaw County and the surrounding area for over 75 years. Whether it is a personal deposit account or a business loan that brings you to the Bank of Okolona, we can help. We hope this website and its contents will be helpful with your banking from home or the office.

  • BNA Bank
  • 133 E Bankhead St, New Albany, MS, 38652
  • Lends in Mississippi
  • Bank of New Albany, BNA Bank is a state-chartered bank that has grown from a single location in downtown New Albany to 8 total locations. BNA Bank is one of the few ‘A’ rated banks by Weiss Bank Rating Services and was inducted into the Seifried and Brew Top 15th percentile of community banks.