FHA VS Conventional loan programs in 2026 for Gautier, Jackson County, Mississippi
In 2026, the limit for a Conventional loan in Gautier, within Jackson county, MS is $726,200, whereas the FHA loan limit stands at $472,030 for a single-family property.
Utilize the Lendersa® Conventional loan calculator to compare the best rates today for Conventional, FHA, and USDA loans, and assess the income, credit, reserves, and documents that are necessary to qualify. Our sophisticated mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, aiding you in deciding which program in MS best matches your financial needs.
2026 Loan Limits and Down Payment Requirements in Gautier, Jackson County, MS
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: This comparison table is applicable for zip codes: 39553
Available Loan Options: Conventional and FHA in Gautier, MS
Lendersa® aims to efficiently connect you with the optimal Conventional, USDA, or FHA loan, minimizing any hassle. Begin by selecting one of three pathways that will lead you to corresponding lenders and loan programs.
In early 1972 a group of employees of the Singing River Hospital and the Ocean Springs Hospital gathered to discuss forming a credit union for the purpose of providing economical savings and loans to fellow co-workers and families. The State of Mississippi granted them a charter and the J C Hospital System Employees Credit Union was born.
First Federal is the premier mortgage lender in South Mississippi. With mobile technology and internet, you can keep up with our latest checking, savings and mortgage products. Stability and customer service is our number 1 priority. we are moving forward into the future with exciting new products
Singing River Federal was organized in 1953 by the employees of International Paper (Southern Craft Mill) as a fair-rate financial cooperative. Today, Singing River Federal's more than 28, 000 members have more than $230 million in assets. Anyone who lives, works, worships or attends school in Jackson
6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564
Lends in Mississippi
FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.
The Peoples Bank operates 18 branches along the Mississippi Gulf Coast in Hancock, Harrison, Jackson and Stone counties. In addition to a comprehensive range of retail and commercial banking services, the bank also operates a trust and investment services department that has provided customers with financial, estate
At Gulf Coast Community Federal Credit Union, we want to know what our members have to say. So if you have questions, comments, constructive feedback, or praise, don't be shy! Give us a call, swing by, or contact us via email using this handy form. We offer a wide range of financial services to help you chase your dreams with confidence
