Explore the differences! FHA VS Conventional loan programs in Gulf-Hills, Jackson County, Mississippi

In the year 2026, the Conventional loan limit for Gulf-Hills, county of Jackson, MS, is $647,200. At the same time, the FHA limit applicable for a single-family residence is $420,680.

Utilize the Lendersa® Conventional loan calculator to juxtapose today's top rates for Conventional, FHA, and USDA loans. Ascertain the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows for a side-by-side comparison of Conforming Conventional loans with USDA, FHA, and VA options, helping identify which program in MS best suits your financial requirements.

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2026 Loan Limits and Down Payment Details for Gulf-Hills, in the County of Jackson, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This information applies to the zip codes: 39564

Available Conventional and FHA Loan Options in Gulf-Hills, MS

The aim of Lendersa® is to quickly and seamlessly connect you with the best-fit Conventional, USDA, or FHA loans. Choose one of three different starting methods that align with suitable lenders and programs.

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Gulf-Hills Lenders

  • FBT Mortgage
  • 6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564
  • Lends in Mississippi
  • FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.

  • The Peoples Bank, Biloxi, Mississippi
  • 152 Lameuse Street, Biloxi, MS, 39530
  • Lends in Mississippi
  • The Peoples Bank operates 18 branches along the Mississippi Gulf Coast in Hancock, Harrison, Jackson and Stone counties. In addition to a comprehensive range of retail and commercial banking services, the bank also operates a trust and investment services department that has provided customers with financial, estate

  • Gulf Trust Federal Credit Union
  • 2533 Denny Avenue, Pascagoula, MS, 39567
  • Lends in Mississippi
  • In early 1972 a group of employees of the Singing River Hospital and the Ocean Springs Hospital gathered to discuss forming a credit union for the purpose of providing economical savings and loans to fellow co-workers and families. The State of Mississippi granted them a charter and the J C Hospital System Employees Credit Union was born.

  • First Federal Savings & Loan
  • 903 Jackson Avenue, Pascagoula, MS, 39568
  • Lends in Mississippi
  • First Federal is the premier mortgage lender in South Mississippi. With mobile technology and internet, you can keep up with our latest checking, savings and mortgage products. Stability and customer service is our number 1 priority. we are moving forward into the future with exciting new products

  • Singing River Federal Credit Union
  • 6006 Highway 63, Moss Point, MS, 39563
  • Lends in Mississippi
  • Singing River Federal was organized in 1953 by the employees of International Paper (Southern Craft Mill) as a fair-rate financial cooperative. Today, Singing River Federal's more than 28, 000 members have more than $230 million in assets. Anyone who lives, works, worships or attends school in Jackson

  • Gulf Coast Community Federal Credit Union
  • 12364 Highway 49, Gulfport, MS, 39503
  • Lends in Mississippi
  • At Gulf Coast Community Federal Credit Union, we want to know what our members have to say. So if you have questions, comments, constructive feedback, or praise, don't be shy! Give us a call, swing by, or contact us via email using this handy form. We offer a wide range of financial services to help you chase your dreams with confidence