Explore the differences! FHA VS Conventional loan programs in Moss-Point, Jackson County, Mississippi
In 2026, the conventional loan limit in Moss-Point, Jackson county, MS, is $647,200, whereas the loan limit for FHA on a single-family home is $420,680.
Lendersa® offers a Conventional loan calculator to help you compare the most favorable rates for Conventional, FHA, and USDA loans. It assists in determining the required income, credit, reserves, and documents for qualification. Our advanced tool provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the best program for your needs in MS.
2026 Loan Limits & Down Payment in Moss-Point, Jackson County, MS
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Applies to zip codes: 39563
Conventional and FHA Loan Options in Moss-Point, MS
Lendersa® strives to help you secure the most suitable Conventional, USDA, or FHA loan quickly and smoothly. Choose one of three starting points for connecting with lenders and loan programs.
Singing River Federal was organized in 1953 by the employees of International Paper (Southern Craft Mill) as a fair-rate financial cooperative. Today, Singing River Federal's more than 28, 000 members have more than $230 million in assets. Anyone who lives, works, worships or attends school in Jackson
First Federal is the premier mortgage lender in South Mississippi. With mobile technology and internet, you can keep up with our latest checking, savings and mortgage products. Stability and customer service is our number 1 priority. we are moving forward into the future with exciting new products
In early 1972 a group of employees of the Singing River Hospital and the Ocean Springs Hospital gathered to discuss forming a credit union for the purpose of providing economical savings and loans to fellow co-workers and families. The State of Mississippi granted them a charter and the J C Hospital System Employees Credit Union was born.
6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564
Lends in Mississippi
FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.
The Peoples Bank operates 18 branches along the Mississippi Gulf Coast in Hancock, Harrison, Jackson and Stone counties. In addition to a comprehensive range of retail and commercial banking services, the bank also operates a trust and investment services department that has provided customers with financial, estate
