FHA VS Conventional loan in Pascagoula, Jackson County, Mississippi

In 2026, the conventional loan limit for a single-family home in Pascagoula, located within Jackson county, MS, is $726,200, whereas the FHA limit stands at $472,030.

With the Lendersa® Conventional loan calculator, you can compare the top rates available for Conventional, FHA, and USDA loans today. Assess the income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator enables you to compare Conforming Conventional loans alongside USDA, FHA, and VA loans, helping you choose the best program for your financial situation in MS.

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2026 Loan Limits and Downpayment Requirements in Pascagoula, Jackson, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The data in this table are pertinent to the following zip codes: 39581

Available FHA and Conventional Loan Options in Pascagoula, MS

The aim of Lendersa® is to help you locate the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose from one of three options to find lenders that match your needs and appropriate loan programs.

Results from USDA loan requests with Lendersa


Pascagoula Lenders

  • First Federal Savings & Loan
  • 903 Jackson Avenue, Pascagoula, MS, 39568
  • Lends in Mississippi
  • First Federal is the premier mortgage lender in South Mississippi. With mobile technology and internet, you can keep up with our latest checking, savings and mortgage products. Stability and customer service is our number 1 priority. we are moving forward into the future with exciting new products

  • Gulf Trust Federal Credit Union
  • 2533 Denny Avenue, Pascagoula, MS, 39567
  • Lends in Mississippi
  • In early 1972 a group of employees of the Singing River Hospital and the Ocean Springs Hospital gathered to discuss forming a credit union for the purpose of providing economical savings and loans to fellow co-workers and families. The State of Mississippi granted them a charter and the J C Hospital System Employees Credit Union was born.

  • Singing River Federal Credit Union
  • 6006 Highway 63, Moss Point, MS, 39563
  • Lends in Mississippi
  • Singing River Federal was organized in 1953 by the employees of International Paper (Southern Craft Mill) as a fair-rate financial cooperative. Today, Singing River Federal's more than 28, 000 members have more than $230 million in assets. Anyone who lives, works, worships or attends school in Jackson

  • FBT Mortgage
  • 6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564
  • Lends in Mississippi
  • FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.

  • The Peoples Bank, Biloxi, Mississippi
  • 152 Lameuse Street, Biloxi, MS, 39530
  • Lends in Mississippi
  • The Peoples Bank operates 18 branches along the Mississippi Gulf Coast in Hancock, Harrison, Jackson and Stone counties. In addition to a comprehensive range of retail and commercial banking services, the bank also operates a trust and investment services department that has provided customers with financial, estate