Explore the differences! FHA VS Conventional loan programs in Holly-Springs, Marshall County, Mississippi

For a single-family residence in the county of Marshall, Holly-Springs, MS, the Conventional loan limit in 2026 is $647,200, while the FHA limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to analyze and compare the most favorable rates today for Conventional, FHA, and USDA loans. Determine the income, credit, reserve requirements, and what documentation you will need to qualify. With our comprehensive mortgage calculator, view Conforming Conventional loans, USDA, FHA, and VA offerings side by side to determine the best program suited to your financial needs in MS.

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2026 loan caps and down payment requirements in Holly-Springs, Marshall county, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable to the following zip codes: 38635

Options for Conventional and FHA loans in Holly-Springs, MS

Lendersa® is committed to providing quick and hassle-free access to the best Conventional, USDA, or FHA loan options. Choose one of the three starting methods below to find matching lenders and loan programs suitable for you.

Lendersa results for USDA loan requests


Holly-Springs Lenders

  • Unity MS Bank
  • 650 Highway 7 South, Holly Springs, MS, 38635
  • Lends in Mississippi
  • We are a private financial institution for members of our community and surrounding areas. We are a full-service federally insured bank. We provide a large selection of banking products and services, with options to meet every level of need. We offer checking and savings accounts; mortgage loans; personal loans; and small business loans.

  • Mississippi Land Bank
  • 5509 Hwy 51, North Senatobia, MS, 38668
  • Lends in Mississippi
  • For over 100 years, Mississippi Land Bank has been one of the premier lenders for land in the northern 32 counties of Mississippi. From a homesite with a few acres to an agriculture or hunting property with a few thousand acres – we offer long-term financing for land purchases and refinancing.

  • Fairway Independent Mortgage
  • 2220 Highway 51 S, Hernando, MS, 38632
  • Lends in Mississippi
  • Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve.
    Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forwar

  • Desoto Home Mortgage
  • 6080 Getwell Rd, Suite 204, Southaven, MS, 38672
  • Lends in Mississippi
  • Desoto Home Mortgage (Brad Walker) is a LOCALLY OWNED & OPERATED Mortgage Company located in Southaven, MS. (Licensed in Mississippi & Tennessee -NMLS# 1248883) You name it, Desoto Home Mortgage can do it. We have GREAT RATES, and HUNDREDS OF MORTGAGE LOAN PROGRAMS to meet your homeownership needs