FHA VS Conventional loan in Olive-Branch, DeSoto County, Mississippi

In the year 2026, the Conventional loan limit in Olive-Branch, located in DeSoto county, MS, is set at $647,200. For an FHA loan, the limit for a single-family dwelling stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to juxtapose today's top rates for Conventional, FHA, and USDA loans. Evaluate the necessary income, credit prerequisites, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator showcases Conforming Conventional loans alongside USDA, FHA, and VA options, assisting in identifying the optimal program for your financial circumstances in MS.

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Details on 2026 loan limits and downpayment needs in Olive-Branch, DeSoto county, MS

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable to the following zip codes: 38654

Exploring Conventional and FHA loan solutions in Olive-Branch, MS

The mission at Lendersa® is to secure the finest Conventional, USDA, or FHA loan for you promptly and with minimal hassle. Begin your journey with any of the three options available that lead to matched lenders and loan plans.

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Olive-Branch Lenders

  • Desoto Home Mortgage
  • 6080 Getwell Rd, Suite 204, Southaven, MS, 38672
  • Lends in Mississippi
  • Desoto Home Mortgage (Brad Walker) is a LOCALLY OWNED & OPERATED Mortgage Company located in Southaven, MS. (Licensed in Mississippi & Tennessee -NMLS# 1248883) You name it, Desoto Home Mortgage can do it. We have GREAT RATES, and HUNDREDS OF MORTGAGE LOAN PROGRAMS to meet your homeownership needs

  • H & F Financial Services LLC
  • 975 Swinnea Ridge Boulevard, Suite 2, Southaven, MS, 38671
  • Lends in Mississippi
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.

  • Fairway Independent Mortgage
  • 2220 Highway 51 S, Hernando, MS, 38632
  • Lends in Mississippi
  • Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve.
    Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forwar