In 2026, the conventional loan limit for a single-family home in Southaven, located within DeSoto county, MS, is $726,200, whereas the FHA limit stands at $472,030.
With the Lendersa® Conventional loan calculator, you can compare the top rates available for Conventional, FHA, and USDA loans today. Assess the income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator enables you to compare Conforming Conventional loans alongside USDA, FHA, and VA loans, helping you choose the best program for your financial situation in MS.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The data in this table are pertinent to the following zip codes: 38651
The aim of Lendersa® is to help you locate the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose from one of three options to find lenders that match your needs and appropriate loan programs.
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