FHA VS Conventional loan in Louisville, Winston County, Mississippi

In 2025, the Conventional loan limit in Louisville, situated in Winston county, MS, is $726,200. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the top rates today for Conventional, FHA, and USDA loans. Determine what income, credit score, reserves, and documents are needed to qualify. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide the ideal program in MS for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Louisville, Winston County, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 39339

Explore Conventional and FHA Loan Options in Louisville, MS

At Lendersa®, we aim to provide the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting paths that lead to matching lenders and loan programs.

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  • Atlantic Coast Financial Services
  • 4520 Fountain Drive, Wilmington, NC, 28403
  • At Atlantic Coast Financial Services we never charge an upfront Application Fee or Appraisal Fee. We are paid directly by our Approved Lender partners when your loan closes and only when your loan closes, so we have a direct interest in making sure everything is done right and efficiently.
  • MC Mortgage Group
  • 1908 Eastwood Road, Suite 221, Wilmington, NC, 28403
  • MC Mortgage Group is the premier & choice residential mortgage company in North Carolina. We continually sharpen our focus on our customers by delivering on our commitment to provide the very best mortgage loan experience; by individualizing loans with the best rates, always closing on time & providing the best customer service in the business.
  • Alpha Mortgage Corporation
  • 1320 Airlie Rd, Wilmington, NC, 28403
  • Alpha Mortgage Corporation is a full service mortgage banking firm, headquartered in Wilmington, NC. We offer the very best in interest rates, service and experience. Our products include 100% VA, 100% USDA, FHA & Conventional loans for first-time buyers and the most experienced of buyers.
  • Community Choice Credit Union
  • 8404 NW 62nd Ave, Johnston, IA, 50131
  • Community Choice, we UNbank. That means doing things the big banks won’t. We’re a member-owned cooperative that was established and continues to operate on the principal of members helping members. We’re not owned by a holding company or some crazy, faceless conglomerate. We’re owned by over 50, 000 Iowans that are just like you.
  • Premier Lending Alliance
  • 8831 Thomas Ave, Suite 100, Johnston, IA, 50131
  • In 2009, PLA began building its partnerships with credit unions throughout the Midwest. We are wholly owned by a credit union to serve our partnering financial institutions and their members. PLA is an Iowa mortgage CUSO providing mortgage loan products and services to credit unions .
  • Open Mortgage
  • 9708 Candleridge Cir, Johnston, IA, 50131
  • Open Mortgage is a fast-growing national multi-channel mortgage lender that Empowers the American dream of homeownership. Since 2003 we strive to empower our loan originators and partners to be educators, helpers, doers to help change lives. This is why we come to work each day, ready to put people on a path to homeownership and a better life
  • KIS Lending Inc
  • 4144 Worlington Terrace, Fort Pierce, FL, 34947
  • We are a privately held mortgage brokerage business primarily focused on educating our customers and expanding home ownership. To ensure we provide the highest quality experience, we start with a discussion to truly understand the dreams, hopes aspirations and needs of our customers.
  • City State Bank
  • 100 NE Jacob St, Grimes, IA, 50111
  • At City State Bank we are proud to be a locally owned, family owned, community bank. And during a time of mergers, acquisitions, and 'bigger is better' philosophy, we like being different. Sure, we have great products, but more importantly, we have the great service that should go with those products.