FHA VS Conventional loan programs in Louisville, Winston County, Mississippi

In 2026, the Conventional loan limit in Louisville, situated in Winston county, MS, is $726,200. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the top rates today for Conventional, FHA, and USDA loans. Determine what income, credit score, reserves, and documents are needed to qualify. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide the ideal program in MS for your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Louisville, Winston County, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 39339

Explore Conventional and FHA Loan Options in Louisville, MS

At Lendersa®, we aim to provide the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting paths that lead to matching lenders and loan programs.

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  • Athol Credit Union
  • 513 Main St, Athol, MA, 01331
  • We were founded in 1930 as a member-owned, not-for-profit credit union with the goal of providing the highest quality banking products at the best possible prices, delivered with professional, one-on-one personal service. In 2015, we were designated as a Community Development Financial Institution by the U.S.

  • NeighborWorks of Western Vermont
  • 110 Marble Street, West Rutland, VT, 05777
  • NeighborWorks of Western Vermont, we are all things home. We work to help Vermonters become educated about finances and homeownership, find homes to purchase, get the loans they need to buy homes, and renovate their existing homes to make them healthy, safe, and affordable. We believe that homeownership and connected neighborhoods support people.

  • Greater RI Properties
  • 629 Boston Neck Rd, Unit C2, North Kingstown, RI, 02852
  • A lifetime Rhode Islander with 19 years experience in the Greater Rhode Island Real Estate marketplace, the last 16 as the principle broker/owner of Greater RI Properties, LLC. A varied background including a BS in accounting and twenty plus years self employed in manufacturing lends a diverse perspective to all phases of real estate.

  • Railway Credit Union
  • 1006 East Main Street, Mandan, ND, 58554
  • Railway Credit Union is a full-service, member-owned financial institution. We offer financial solutions that give you the power to live life your way! Proudly serving employees, retirees, & families of BNSF, MDU Resources Group, CP Rail, Century Link, AT&T, Teamsters 123, and AFL-CIO Members.

  • lewis & clark development group
  • 200 1st Avenue NW, Suite 100, Mandan, ND, 58554
  • The Lewis & Clark Development Group is a collaboration of three separate non-profit organizations, Lewis & Clark Regional Development Council (LCRDC), the Lewis & Clark Certified Development Company (LCCDC), and CommunityWorks North Dakota (CWND), joined to provide programs and loans to support businesses

  • Peoples Home Loans, Inc.
  • 247 Main Street, East Greenwich, RI, 02818
  • Peoples Home Loans, prides itself on it's outstanding mortgage origination service serving the needs of Real Estate Professionals, Real Estate Investors, Individual Home Buyers, Homeowners, CPAs and Financial Planners. With a full gamut of mortgage programs and products, we are dedicated to offering the best-fit mortgage to our perspective clients.

  • Joint Venture Capital, LLC
  • 5775 Post Road #132, East Greenwich, RI, 02818
  • JVC offers a myriad of diverse commercial loan programs to commercial borrowers secured by any worthwhile commercial real estate.
    Joint Venture Capital , LLC was established in February 2008 during and as a response to one of the worst Finance Meltdowns in US History!
    No one offers a more diverse array of finance options or works harder than JVC

  • Webster Five
  • 35 Millbury Street, Auburn, MA, 01501
  • Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.