FHA VS Conventional loan programs in Louisville, Winston County, Mississippi
In 2026, the Conventional loan limit in Louisville, situated in Winston county, MS, is $726,200. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare the top rates today for Conventional, FHA, and USDA loans. Determine what income, credit score, reserves, and documents are needed to qualify. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide the ideal program in MS for your financial situation.
Loan Limits and Down Payment Requirements for 2026 in Louisville, Winston County, MS
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 39339
Explore Conventional and FHA Loan Options in Louisville, MS
At Lendersa®, we aim to provide the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting paths that lead to matching lenders and loan programs.
We were founded in 1930 as a member-owned, not-for-profit credit union with the goal of providing the highest quality banking products at the best possible prices, delivered with professional, one-on-one personal service. In 2015, we were designated as a Community Development Financial Institution by the U.S.
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629 Boston Neck Rd, Unit C2, North Kingstown, RI, 02852
A lifetime Rhode Islander with 19 years experience in the Greater Rhode Island Real Estate marketplace, the last 16 as the principle broker/owner of Greater RI Properties, LLC. A varied background including a BS in accounting and twenty plus years self employed in manufacturing lends a diverse perspective to all phases of real estate.
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