As of 2026, the loan limit for Conventional loans in Pearl-River, located in Neshoba county, MS, stands at $647,200. Meanwhile, the FHA limit for a single-family residence is $420,680.
Employ the Lendersa® Conventional loan calculator to compare today's Conventional, FHA, and USDA rates, assessing required Income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows for side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the most suitable program for your financial needs in MS.
Evaluate loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $647,200 | 3% | |
| USDA | $285,000 | 0% | |
| FHA | $420,680 | 3.5% |
These comparisons apply to the following zip codes: 39350
Lendersa® aims to secure the most favorable Conventional, USDA, or FHA loan options quickly and seamlessly. Choose from three initial paths that lead to lender matches and available loan programs.
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
