which one is better? Conventional or FHA Mississippi-State, MS

For 2025, the mortgage limits in Mississippi-State, Oktibbeha, MS stand at $647,200 for conventional loans and $420,680 for FHA loans, applicable to one-family homes.

Utilize the Lendersa® Conventional loan calculator for quick comparison of current Conventional, FHA, and USDA rates. Determine eligible income, necessary credit, requisite reserves, and documents for qualification. By placing Conforming Conventional loans alongside USDA, FHA, and VA options, our expert calculator helps you find the best mortgage plans for you in MS.

Loan Alternatives: Conventional vs. FHA in Mississippi-State, MS

Lendersa® aims at facilitating you with the optimal Conventional, USDA, or FHA loans quickly and with ease. Initiate your process with any of these three paths to discover matching lenders and loan schemes.

Lendersa USDA loan request and matching insights

(209) 846-9270 Lender's profile and map Reviews Lending For Living 1020 15th Street, Suite 10, Modesto, CA, 95354 Lending for Living is locally owned and operated offering extraordinary loan services for individuals seeking to fulfil their dream of home ownership, refinance or create stability. Years of experience and a knack for the challenging has earned us the reputation of being "VA Specialists" and "Mountain Property Specialists".
(209) 521-7475 Lender's profile and map Reviews NorCal Mortgage 1127 13TH ST, Suite A, Modesto, CA, 95354 This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.
(916) 608-2500 Lender's profile and map Reviews MortgagePlus 3100 Ridge Pass Drive, Cameron Park, CA, 95682 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(530) 672-0106 Lender's profile and map Reviews Vision Mortgage, Inc. 3161 Cameron Park Drive, Suite 108, Shingle Springs, CA, 95682 Vision Mortgage was established in 1998 with customer service at the forefront of its mission plan. The company’s major growth pattern spans over the last 5 years. The foundation of this growth has been the continued focus on customer service coupled with the best interest rates in the industry.
(916) 933-0339 Lender's profile and map Reviews Marquis Mortgage 3420 Coach Lane, Suite 12, Shingle Springs, CA, 95682 We are a full-service mortgage company based in Cameron Park, CA. We specialize in Conventional loans, FHA loans, and VA loans. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
(209) 846-5188 Lender's profile and map Reviews Upstar Home Mortgage Inc. 2005 Evergreen Ave., Modesto, CA, 95350 Upstar Home Mortgage Inc. is a trusted lender offering competitive home loans and refinancing solutions. With a customer-first approach, they provide personalized mortgage options, expert guidance, and a seamless loan process. Upstar helps clients achieve homeownership with flexible terms and great rates.
(209) 568-4940 Lender's profile and map Reviews Alameda Mortgage Corporation 1101 Sylvan Avenue, Suite C-102, Modesto, CA, 95350 "At AMC, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown"
(209) 526-6200 Lender's profile and map Reviews Carrollton Mortgage Co. 3400 Tully Road, Suite A, Modesto, CA, 95350 Carrollton Mortgage Co are completely committed to helping you find the right mortgage to fit your needs. Our team of mortgage professionals will provide you with the information you need to make an informed decision. We put people first. You can enjoy a free personalized consultation by visiting or calling our offices.
(209) 577-8000 Lender's profile and map Reviews Taylor Mortgage Company, Inc. 1920 Standiford Avenue, Suite 2, Modesto, CA, 95350 Taylor Mortgage Company is a locally owned mortgage brokerage offering home loans at the current lowest rates and fees available on the market. As a mortgage broker, as versus a banker, Taylor Mortgage can offer financing plans and programs at rates, fees, and terms many other companies can't even dream of.
(209) 602-2109 Lender's profile and map Reviews S/L Mortgage 509 Scenic Dr, Modesto, CA, 95350 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.