FHA VS Conventional loan in Starkville, Oktibbeha County, Mississippi
In the year 2026, the Conventional loan limit for Starkville, which is located in the county of Oktibbeha, MS, is $726,200. Meanwhile, the FHA loan limit is set at $472,030, specifically for single-family homes.
Utilize the Lendersa® Conventional loan calculator to contrast today's best rates among Conventional, FHA, and USDA. It helps in understanding the income, credit scores, reserves, and documentation required for eligibility. By using our cutting-edge mortgage calculator, you can evaluate the options of Conforming Conventional loans, USDA, FHA, and VA side-by-side, guiding you to determine which program is most suitable for your financial needs in MS.
Loan limits and downpayment requirements for 2026 in Starkville, county of Oktibbeha, MS
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to the following zip codes: 39759
Explore Conventional and FHA loan offerings in Starkville, MS
The primary objective of Lendersa® is to efficiently secure you the best possible Conventional, USDA, or FHA loans, without unnecessary complications. Choose one of three essential starting points to find matching lenders and the best loan programs.
1st Legacy Capital was founded by Ken Freshwater & Andy Shurden in 2016. After nearly 40 years of combined mortgage experience, Ken & Andy formed 1st Legacy Capital LLC to provide consumers in Mississippi the premier resource for Mississippi Reverse Mortgage Loans. 1st Legacy is located in Starkville Mississippi & serves consumers state wide.
BankFirst is headquartered in Columbus, Mississippi with extensive corporate operations in Macon, Mississippi. Established in 1888 with one location, we currently operate 30 branch locations in Mississippi and Alabama and three loan production offices in Biloxi, Brookhaven and Oxford, Mississippi. We have been a Community Development Financial Inst
The Bank of Okolona is a hometown bank that has been serving Chickasaw County and the surrounding area for over 75 years. Whether it is a personal deposit account or a business loan that brings you to the Bank of Okolona, we can help. We hope this website and its contents will be helpful with your banking from home or the office.
The Citizens Bank of Philadelphia has locations throughout Mississippi, from Starkville to the Gulf Coast. With an emphasis on community banking and banking on the communities we serve, we hope to grow dreams and improve the areas within our footprint. With over a century of service, The Citizens Bank stands on a past of strength and stability
Commercial Bank has always been committed to serving communities that lacked access to credit & consumer financial services. In 2014 we continued our commitment to serving our economically underserved markets by becoming a certified Community Development Financial Institution. Community business leaders formed Commercial Bank in 1914 in DeKalb, MS.
Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide
