FHA VS Conventional loan programs in Magee, Simpson County, Mississippi

In the year 2026, the conventional loan limit for Magee in Simpson county, MS is $726,200. At the same time, the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s Conventional loan calculator to weigh today's Conventional, FHA, and USDA rates, and determine necessary income, credit, reserves, and documentation for qualification. Use our sophisticated mortgage calculator to assess Conforming Conventional loans alongside USDA, FHA, and VA programs, ensuring you find the best fit for your financial situation in MS.

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Current {YEAR_CURRENT} loan limits and down payment requirements in Magee, Simpson county, MS

Type of Loan Maximum Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is relevant to the following zip codes: 39111

Options for Conventional and FHA loans in Magee, MS

Lendersa® is committed to quickly securing the ideal Conventional, USDA, or FHA loan with ease and minimal hassle. Choose from three initial approaches to find matching lenders and loan programs.

Results from Lendersa loan requests and matches


Magee Lenders

  • Priorityone Mortgage
  • 220 Main Avenue North, Magee, MS, 39111
  • Lends in Mississippi
  • As PriorityOne Bank has exceeded a 111-year history of serving its loyal customers, it is proud of the fact that it remains a local independent community based bank that is expanding & growing to serve the vast financial needs of many customers throughout MS. PriorityOne Bank has experienced considerable growth, while still retaining the friendly.

  • Community Bank
  • 1255 W Government St, Brandon, MS, 39042
  • Lends in Mississippi
  • One of the South’s fastest-growing financial institutions did not originate in a large, metropolitan area or grow with the usual Bank business plan. Community Bank started more than 115 years ago in a small timber community in east central Mississippi and has grown by employing a unique approach to one of America’s most routine industries.

  • Dream Funder LLC
  • 3900 Lakeland Dr Suite 200, Flowood, MS, 39232
  • Lends in Mississippi
  • Mortgage Broker with options for developers, builders, and investors in residential and commercial properties nationwide. Whether the intention is to fix and flip a single-family home, renovate an apartment building, or obtain raw land and develop through the horizontal phase, certain to find a solution if there is one to be found.

  • Diversified Mortgage Corporation
  • 1698 Old Fannin Road, Flowood, MS, 39232
  • Lends in Mississippi
  • DMC has been providing mortgage loans since 2000. We are a mortgage broker, which allows us the opportunity to work with multiple lenders. Being a broker gives us the ability to access many different programs and secure the best rate for our clients. On October 1, 2009, Diversified Mortgage became a wholly owned subsidiary of Bank of Forest.

  • Mississippi Mortgage
  • 4343 Lakeland Dr, Flowood, MS, 39232
  • Lends in Mississippi
  • We are a Top Producer for Down Payment Assistance, Grant Money & Tax Credit Programs. Whether you're a first-time homebuyer or an experienced one, we're ready to listen to your unique situation & provide a solution to meet your needs. We're committed to providing you unparalleled support,

  • Magnolia State Bank
  • 28 Hwy 528, Bay Springs, MS, 39422
  • Lends in Mississippi
  • Magnolia State Bank offers its customers full-service banking delivered through a variety of methods and by offering many accounts and services options. For branch, drive thru and ATM locations and times of service, see the Locations tab. We invite you to explore this website for detailed information concerning our many products and services.

  • Eagle Express Federal Credit Union
  • 567 S State Street, Jackson, MS, 39201
  • Lends in Mississippi
  • The purpose of Eagle Express Federal Credit Union is to promote thrift among its members by affording them an opportunity to accumulate their savings, and to create for them a source of credit for provident or productive purposes. This Credit Union is federally insured by the National Credit Union Administration.

  • Trustmark Mortgage Services
  • 401 N West St, Jackson, MS, 39201
  • Lends in Mississippi
  • Founded in 1889, Trustmark is one of the South’s strongest and most respected financial institutions, comprised of more than 2, 800 professionals serving customers in over 190 locations throughout Alabama, Florida, Mississippi, Tennessee and Texas. We offer a comprehensive range of personal and business banking services - from personal banking.

  • Enterprise Corporation of the Delta
  • 4 Old River Pl, Suite A, Jackson, MS, 39202
  • Lends in Mississippi
  • HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; aggregates resources; and engages in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one’s ability to prosper. HOPE has generated or leveraged more than $3.1 billion in financing