FHA VS Conventional loan programs in Columbia, Marion County, Mississippi

In the year 2025, the cap for Conventional loans in Columbia, located in the county of Marion, MS, is $726,200, whereas the FHA limit for a single-family residence is $472,030.

Make use of the Lendersa® Conventional loan calculator to compare the current best rates for Conventional, FHA, and USDA loans. Evaluate essential qualifications like income, credit, reserves, and documents with our enhanced mortgage calculator. Analyze the comparisons between Conforming Conventional loans, USDA, FHA, and VA, side by side, to select the best program for your unique financial circumstances in MS.

Discover loan offers from a pool of 100 lenders

2025 Loan Limits and Down Payment Requirements in Columbia, Marion, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant to the following zip codes: 39429

Options for Conventional and FHA Loans in Columbia, MS

The mission of Lendersa® is to swiftly secure you the best Conventional, USDA, or FHA loan with ease. Begin with one of three methods that lead to matching with suitable lenders and loan programs.

Lendersa USDA loan request and matching outcomes


  • Brickell Capital Finance
  • 175 SW 7th St, Suite 1900, Miami, FL, 33130
  • Brickell Capital Finance has been offering financial solutions to various businesses nationwide for over 15 years and with thousands of clients. We are committed to serving the needs of each and every one of our clients including those with little or troubled credit history by providing the best financial solutions available.
  • Onyx Funding
  • 78 SW 7th St, Miami, FL, 33130
  • Onyx Funding LLC is a leading, national provider of financing services to the commercial real estate industry. Our diverse and innovative structuring expertise, vast lender knowledge and relationships, and everyday market experience enable us to customize unparalleled financing solutions for any type of investment property.
  • 203b.Loan, Inc.
  • 78 SW 7th Street, Miami, FL, 33130
  • home.loans, we’re committed to helping educate consumers about the FHA 203b lending process. So, whether you’re a first-time homebuyer, or you’re looking to refinance your second or third home, we want to provide you the easiest-to-understand, most thorough guide on the internet about the 203b loan program.
  • Madison Capital Mortgage Group Inc
  • 45 Southwest 9th Street, Apartment 4301, Miami, FL, 33130
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Mortgage Veterans LLC
  • 185 SW 7th Street, Apartment 2104, Miami, FL, 33130
  • The Mortgage Veterans LLC was founded by Steven Abramson, a seasoned mortgage professional since 2010. After years of working in the mortgage industry, Steven realized there was an enormous disservice being done to the consumer. He was tired of putting consumers in loans that may not have been the best fit for them, but it was all he could offer.
  • LV Lending Licensed Private Lender
  • 175 SW 7TH ST, STE 2101, Miami, FL, 33130
  • LV Lending is a Miami-based private lender focused on business and investment mortgage loans on residential and commercial land acquisitions and properties. The company has a current servicing portfolio of $200 million and has overseen more than 500 transactions for $400 million in Florida and Georgia. Founded in 2015,
  • McLEAN Mortgage
  • 78 SW 7th Street 5th, Miami, FL, 33130
  • McLean Mortgage Corporation has developed a culture described with two words, helping and teamwork. We work as a team with each client so that we can help them achieve their goals with minimal stress. We are here to help our clients every step of the way through the loan process.
  • BGI Capital
  • 175 SW 7th Street, Suite 2205, Miami, FL, 33130
  • BGI Capital is a unique provider of traditional, specialty, and bridge financing to real estate agents, mortgage brokers, and businesses whose clients invest in residential and commercial real estate. Led by Managing Partners Kenneth Baboun and Robert Barthelmess, BGI Capital is a direct lender that manages its own funds