FHA VS Conventional loan in Forest, Scott County, Mississippi
For 2026, the conventional loan cap in Forest, located in Scott county, MS, stands at $726,200. Meanwhile, the FHA loan limit for a single-family residence is $472,030.
Utilize Lendersa®'s Conventional loan calculator to compare today's best offers for Conventional, FHA, and USDA loans. Determine qualification requirements such as income, credit, and necessary documents. Our advanced mortgage calculator enables you to compare Conforming Conventional, USDA, FHA, and VA loans in a side-by-side manner, assisting you in choosing the most suitable program for your financial needs in MS.
2026 loan limitations and down payment prerequisites in Forest, Scott county, MS
Type of Loan
Limit of Loan
Initial Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table of comparisons pertains to the zip codes: 39074
Options for Conventional and FHA loans in Forest, MS
Lendersa® aims to secure the optimal Conventional, USDA, or FHA loan swiftly and with ease. Start from any of the three suggested paths to match with suitable lenders and loan programs.
Visionary men, from families who would earn state and national recognition, including Hiram Eastland, Sr, and Major R. W. Millsaps, were the original founders of Bank of Forest. The bank was granted a corporate charter by the State of Mississippi on March 1, 1900 and opened its doors for business in February of 1901,
One of the South’s fastest-growing financial institutions did not originate in a large, metropolitan area or grow with the usual Bank business plan. Community Bank started more than 115 years ago in a small timber community in east central Mississippi and has grown by employing a unique approach to one of America’s most routine industries.
The Citizens Bank of Philadelphia has locations throughout Mississippi, from Starkville to the Gulf Coast. With an emphasis on community banking and banking on the communities we serve, we hope to grow dreams and improve the areas within our footprint. With over a century of service, The Citizens Bank stands on a past of strength and stability
Magnolia State Bank offers its customers full-service banking delivered through a variety of methods and by offering many accounts and services options. For branch, drive thru and ATM locations and times of service, see the Locations tab. We invite you to explore this website for detailed information concerning our many products and services.
RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.
Mortgage Broker with options for developers, builders, and investors in residential and commercial properties nationwide. Whether the intention is to fix and flip a single-family home, renovate an apartment building, or obtain raw land and develop through the horizontal phase, certain to find a solution if there is one to be found.
DMC has been providing mortgage loans since 2000. We are a mortgage broker, which allows us the opportunity to work with multiple lenders. Being a broker gives us the ability to access many different programs and secure the best rate for our clients. On October 1, 2009, Diversified Mortgage became a wholly owned subsidiary of Bank of Forest.
We are a Top Producer for Down Payment Assistance, Grant Money & Tax Credit Programs. Whether you're a first-time homebuyer or an experienced one, we're ready to listen to your unique situation & provide a solution to meet your needs. We're committed to providing you unparalleled support,
As PriorityOne Bank has exceeded a 111-year history of serving its loyal customers, it is proud of the fact that it remains a local independent community based bank that is expanding & growing to serve the vast financial needs of many customers throughout MS. PriorityOne Bank has experienced considerable growth, while still retaining the friendly.
