FHA VS Conventional loan programs in 2026 for Forest, Scott County, Mississippi

For 2026, the conventional loan cap in Forest, located in Scott county, MS, stands at $726,200. Meanwhile, the FHA loan limit for a single-family residence is $472,030.

Utilize Lendersa®'s Conventional loan calculator to compare today's best offers for Conventional, FHA, and USDA loans. Determine qualification requirements such as income, credit, and necessary documents. Our advanced mortgage calculator enables you to compare Conforming Conventional, USDA, FHA, and VA loans in a side-by-side manner, assisting you in choosing the most suitable program for your financial needs in MS.

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2026 loan limitations and down payment prerequisites in Forest, Scott county, MS

Type of Loan Limit of Loan Initial Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table of comparisons pertains to the zip codes: 39074

Options for Conventional and FHA loans in Forest, MS

Lendersa® aims to secure the optimal Conventional, USDA, or FHA loan swiftly and with ease. Start from any of the three suggested paths to match with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • Weststar Credit Union
  • 2775 S Rainbow Blvd, Las Vegas, NV, 89146
  • WestStar offers our members the benefits of belonging to a progressive financial cooperative of people helping people. We help people like you and your neighbors buy cars, own homes, raise families, pay for college and retire comfortably. We’ve been doing so since 1975, and today we’re helping more people than ever.

  • New Heights Lending LLC
  • 6655 West Sahara Avenue, Suite A108, Las Vegas, NV, 89146
  • New Heights Lending LLC is a Nevada owned and operated mortgage broker. With over 30 years of experience in the mortgage lending industry, New Heights Lending has the expertise needed to guide our borrowers with their residential financing needs. The company is currently licensed in California, Idaho, Nevada, New Mexico, Ohio, and Texas.

  • United Way Mortgage LLC
  • 2980 South Rainbow Boulevard, Suite 200L, Las Vegas, NV, 89146
  • United Way Mortgage, we are dedicated to you and all your different mortgage needs.We have the experienced loan officers a a team, we've won several awards as diamond broker to a lot of lenders. But, our most important win is making you a happy, life-long customer and Our mortgage firm is here to help you and your business

  • Mortgage Solutions LLC
  • 6625 West Sahara Avenue, Suite 8, Las Vegas, NV, 89146
  • Mortgage Solutions, LLC is dedicated to provide mortgage services to borrowers in Nevada and California. The company was founded in 2004 and has helped thousands of clients with all of their mortgage lending needs. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution.

  • Stockman Bank
  • 103 Central Avenue, Stanford, MT, 59479
  • Stockman Bank is a Montana born company built on western values, focused on creating long-standing relationships through integrity, expertise and results. We are the largest private, family owned bank in Montana. Founded 1953, in Miles City by William Nefsy, we are Montana's premier financial center for personal, business, agriculture,

  • Prosperity Lending
  • 8345 W. Sunset Rd, Suite 380, Las Vegas, NV, 89113
  • We have been committed to serving the needs of our borrowers for over 30 years. We are a full-service lender offering quick pre-approvals, in-house underwriting and on-time closings at competitive interest rates. While most lenders have limited flexibility in qualifying home buyers.

  • Aundrea Beach-Greco - Las Vegas Mortgage Lender
  • 8337 West Sunset Road, Suite 300, Las Vegas, NV, 89113
  • Our team constantly strives for self improvement and incorporate this knowledge and education to help our clients have a better experience. I have been lending since 1997 so I already know what the underwriter is looking for and can prepare you for that process. That means simplicity for you, and an advocate to show you how to navigate the waters

  • Lone Mortgage
  • 5275 S Durango Dr, Las Vegas, NV, 89113
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Lone Mortgage
  • 5275 S. Durango Dr, Las Vegas, NV, 89113
  • "Lone Mortgage has been open since 2006

    Offering the industry's deepest menu of loan programs, allowing us to close loans when other lenders have said no. We are dedicated to providing superior service combined with innovative loan programs to ensure the greatest value for our customer... creating a ""Client for Life."""