FHA VS Conventional loan in Horn-Lake, DeSoto County, Mississippi

In the year 2025, the Conventional loan limit in Horn-Lake, county of DeSoto, MS, is $647,200, while a single-family FHA loan limit reaches $420,680.

Employ Lendersa® Conventional loan calculator to explore and contrast top rates among Conventional, FHA, and USDA loans today. It helps to determine necessary income, credit scores, reserves, and required documents for qualification. Our advanced mortgage calculator showcases Conforming Conventional loans alongside USDA, FHA, and VA options, aiding in identifying the best choice in MS for your financial scenario.

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2025 Loan Limits & Downpayment Requirements in Horn-Lake, County of DeSoto, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is suitable for these zip codes: 38637

Explore Conventional and FHA Loan Options in Horn-Lake, MS

The mission of Lendersa® is to swiftly and efficiently find you the best possible Conventional, USDA or FHA loans. Choose from one of three starting points to connect with matching lenders and programs.

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  • Bill McKellips and Dan Fann have been in the mortgage industry for over 15 years. They combined efforts and began Desert Creek Mortgage in 2004. They are committed t dealing openly and honestly with their customers. Getting a mortgage can be confusing and overwhelming. Desert Creek wants to make it as easy and painless as possible.
  • GOLDWATER MORTGAGE FINANCIAL COMPANY INC.
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  • At Goldwater Mortgage Financial Company Inc., professional mortgage company specializing in residential mortgages. At Goldwater Mortgage Financial Company Inc., we will find a loan that fits each borrower. Unlike big banks that have order taker helping you with your loan, we have highly skilled loan consultants.
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  • West Ridge Financial
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  • West Ridge Financial located in Alpine, Utah. After starting West Ridge Financial in 2000, Mike has been dedicated to helping people finance their dream home. Whether you’re buying a new home or refinancing your current home, Mike will be with you every step of the way to help you accomplish your homeownership goals.