FHA VS Conventional loan programs in Horn-Lake, DeSoto County, Mississippi

In the year 2026, the Conventional loan limit in Horn-Lake, county of DeSoto, MS, is $647,200, while a single-family FHA loan limit reaches $420,680.

Employ Lendersa® Conventional loan calculator to explore and contrast top rates among Conventional, FHA, and USDA loans today. It helps to determine necessary income, credit scores, reserves, and required documents for qualification. Our advanced mortgage calculator showcases Conforming Conventional loans alongside USDA, FHA, and VA options, aiding in identifying the best choice in MS for your financial scenario.

Evaluate and compare loan offers from over 100 lenders

2026 Loan Limits & Downpayment Requirements in Horn-Lake, County of DeSoto, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is suitable for these zip codes: 38637

Explore Conventional and FHA Loan Options in Horn-Lake, MS

The mission of Lendersa® is to swiftly and efficiently find you the best possible Conventional, USDA or FHA loans. Choose from one of three starting points to connect with matching lenders and programs.

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Horn-Lake Lenders

  • H & F Financial Services LLC
  • 975 Swinnea Ridge Boulevard, Suite 2, Southaven, MS, 38671
  • Lends in Mississippi
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.

  • Desoto Home Mortgage
  • 6080 Getwell Rd, Suite 204, Southaven, MS, 38672
  • Lends in Mississippi
  • Desoto Home Mortgage (Brad Walker) is a LOCALLY OWNED & OPERATED Mortgage Company located in Southaven, MS. (Licensed in Mississippi & Tennessee -NMLS# 1248883) You name it, Desoto Home Mortgage can do it. We have GREAT RATES, and HUNDREDS OF MORTGAGE LOAN PROGRAMS to meet your homeownership needs

  • Fairway Independent Mortgage
  • 2220 Highway 51 S, Hernando, MS, 38632
  • Lends in Mississippi
  • Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve.
    Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forwar