Explore the differences! FHA VS Conventional loan programs in Grenada, Grenada County, Mississippi

In 2026, the conventional loan limit in Grenada, Grenada county, MS is $726,200, while the FHA limit for a single-family house stands at $472,030.

To explore today's best rates for Conventional, FHA, and USDA loans, use the Lendersa® Conventional loan calculator. Determine necessary income, credit score, reserves, and documents for qualification. Our advanced calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the right program for your financial needs in MS.

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2026 Loan Limits and Down Payment Requirements in Grenada, Grenada, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable zip codes: 38901

Conventional and FHA Loan Options in Grenada, MS

Lendersa® aims to swiftly provide you with the best possible Conventional, USDA, or FHA loan. Choose one of three initial steps to match with available lenders and programs.

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Grenada Lenders

  • First Security Bank MS
  • 295 Highway 6 West, Batesville, MS, 38606
  • Lends in Mississippi
  • We are ONE with the people we serve. For more than a half century, your cares have been our concerns. Your needs, our priorities. At First Security Bank, our growth remains rooted in being the ONE bank that can relate to everyone, with products and services that are number ONE. See what we can do together, as ONE.

  • Mechanics Mortgage
  • 2601 Jackson Ave W, Oxford, MS, 38655
  • Lends in Mississippi
  • Mechanics Mortgage opened in December of 1996 to provide our community with specialized service in permanent residential financing. Our primary service areas are Oxford, Water Valley and the surrounding communities. We provide counseling and pre-qualification to those interested in purchasing or building a new home,

  • Statewide Federal Credit Union
  • 809 W Sunflower Rd, Cleveland, MS, 38732
  • Lends in Mississippi
  • At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals. We’ve been planting roots and building trust in Mississippi for generations.

  • Mississippi Land Bank
  • 5509 Hwy 51, North Senatobia, MS, 38668
  • Lends in Mississippi
  • For over 100 years, Mississippi Land Bank has been one of the premier lenders for land in the northern 32 counties of Mississippi. From a homesite with a few acres to an agriculture or hunting property with a few thousand acres – we offer long-term financing for land purchases and refinancing.

  • Bank of Okolona
  • 227 West Main Street, Okolona, MS, 38860
  • Lends in Mississippi
  • The Bank of Okolona is a hometown bank that has been serving Chickasaw County and the surrounding area for over 75 years. Whether it is a personal deposit account or a business loan that brings you to the Bank of Okolona, we can help. We hope this website and its contents will be helpful with your banking from home or the office.

  • 1st Legacy Capital LLC,
  • 270 Ridgeland Drive, Starkville, MS, 39759
  • Lends in Mississippi
  • 1st Legacy Capital was founded by Ken Freshwater & Andy Shurden in 2016. After nearly 40 years of combined mortgage experience, Ken & Andy formed 1st Legacy Capital LLC to provide consumers in Mississippi the premier resource for Mississippi Reverse Mortgage Loans. 1st Legacy is located in Starkville Mississippi & serves consumers state wide.

  • Gum Tree Mortgage
  • 218 S Thomas St, Suite 105, Tupelo, MS, 38801
  • Lends in Mississippi
  • Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide

  • BNA Bank
  • 133 E Bankhead St, New Albany, MS, 38652
  • Lends in Mississippi
  • Bank of New Albany, BNA Bank is a state-chartered bank that has grown from a single location in downtown New Albany to 8 total locations. BNA Bank is one of the few ‘A’ rated banks by Weiss Bank Rating Services and was inducted into the Seifried and Brew Top 15th percentile of community banks.

  • Unity MS Bank
  • 650 Highway 7 South, Holly Springs, MS, 38635
  • Lends in Mississippi
  • We are a private financial institution for members of our community and surrounding areas. We are a full-service federally insured bank. We provide a large selection of banking products and services, with options to meet every level of need. We offer checking and savings accounts; mortgage loans; personal loans; and small business loans.