In the year 2026, the Conventional loan cap in West-Point, located in the county of Clay, MS, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Try the Lendersa® Conventional loan calculator to compare the prevailing rates of Conventional versus FHA and USDA loans. It helps establish the required income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to determine which program best suits your specific financial scenario in MS.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This comparison table is relevant for zip codes: 39773
The ambition of Lendersa® is to secure you the most advantageous Conventional, USDA, or FHA loan swiftly and conveniently. You have three potential starting points to find lenders and loan programs that match your needs.
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