FHA VS Conventional loan programs in Winona, Montgomery County, Mississippi

In 2025, Convetional loan limit in Winona, county of Montgomery, MS is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MS is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Winona, county of Montgomery, MS

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 38967

Conventional and FHA loan options in Winona, MS

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Linn-Co Federal Credit Union
  • 485 2nd Street, Lebanon, OR, 97355
  • Linn-Co was chartered in 1956 by eight school teachers at Green Acres School in Lebanon. Through the years we have evolved into a credit union that is chartered to serve all who live, work, worship or attend school in Linn County, and their out of town family members. We're one of the few financial institutions headquartered in Linn County.
  • Northwest Reverse Mortgage
  • 10121 SE Sunnyside Rd, Suite 300, Clackamas, OR, 97015
  • We are committed to quality service through educating our clients about their options and providing solid information for you to make the optimal decision for your unique situation. With almost two decades in this industry, Jeff Foody started our mortgage brokerage Northwest Reverse Mortgage in Oregon in 2019.
  • Golden Mortgage LLC
  • 10117 SE Sunnyside Road, Suite 405, Clackamas, OR, 97015
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Root Mortgage
  • 10151 SE Sunnyside Rd, Suite 220, Clackamas, OR, 97015
  • At Root Mortgage we love working with people. We have an expert team of individuals with the ultimate goal of serving our clients. We will work hard for you, your family, and your situation. That’s why we serve our clients by giving them the same advice we’d give to our family and friends.
  • Edgewater Financial
  • 410 N. 1st Ave, Stayton, OR, 97383
  • Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.
  • Denali Commercial Mortgage
  • 8754 SE Margie Way, Happy Valley, OR, 97086
  • Our goal is to secure the financing you need as simply as possible. Our longstanding partnerships also allow us to navigate the options on behalf of our clients, and then suggest the best loan or lease. Because we know precisely what documentation each lender requires, we can help each client gather exactly the right information.
  • Teamsters Council #37 Federal Credit Union
  • 1866 NE 162nd Avenue, Portland, OR, 97230
  • Teamsters Council #37 Federal Credit Union was formed in 1961 to make affordable loans to Teamsters. In the years since, we’ve made more than 125, 000 loans to members, totaling over $360 million. Those loans were funded by our members’ pooled savings, which earn very competitive rates and are federally insured.
  • Brian Stone & PNW Loans
  • 11112 NE 51st Circle, Vancouver, WA, 98682
  • We call ourselves PNW Loans because we live, work, and play in the Pacific Northwest. That means we don’t get worked up over a little rain, we know all the best hiking trails in the Columbia River Gorge, we’ve dipped our toes in countless inland lakes, and we’ve never met an IPA we didn’t like. From the shore, to the timber.
  • Bamboo Mortgage Inc
  • 8333 Southeast Powell Boulevard, Portland, OR, 97266
  • Bamboo Mortgage We believe in face-to-face communication because mortgage finance is complex We are embedded in Jade District in S.E. Portland and have a professional office near Hwy 205. We teach clients to manage their mortgage debt which is more important than simply getting a loan and also We utilize an educational style with our customers
  • Cascade Home Loans
  • 16508 Southeast 24th Street, Suite 102, Vancouver, WA, 98683
  • Cascade Home Loans Helping others to buy, sell and finance real estate is what drives us and dealing with the challenges along the way. Today there is no shortage of challenges and we believe the constant changes are what keep us excited about this industry. Sure, it would nice if everything was easier but hard things tend to be the better.
  • ADAIR FINANCIAL SERVICE LLC
  • 1311 SE Cardinal Ct, Suite 100, Vancouver, WA, 98683
  • Adair financial service is the best home loan program for your future is more than a job description, it’s our commitment. We pride ourselves in exceptional service and innovative products—and strive to ensure that all of our customers are treated with respect, courtesy and professionalism.