FHA VS Conventional loan in Winona, Montgomery County, Mississippi

As of 2026, the Conventional loan limit in Winona, within Montgomery county, MS, reaches $726,200, while the FHA limit for a single-family dwelling is $472,030.

Use the Lendersa® Conventional loan calculator to instantly compare top rates for Conventional versus FHA and USDA loans. Determine what income, credit, reserves, and documentation are necessary to qualify. Our advanced mortgage calculator shows you Conforming Conventional loans, USDA, FHA, and VA options alongside one another, helping you choose the best state program for your financial situation.

Compare loan offers from 100 lenders

Loan limits and downpayment details for 2026 in Winona, Montgomery county, MS

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 38967

FHA and Conventional loan alternatives in Winona, MS

The aim at Lendersa® is to connect you with the ideal Conventional, USDA, or FHA loan swiftly and effortlessly. Begin by choosing from three starting points that will match you with the right lenders and loan programs.

Lendersa USDA loan request and matching results


  • Accurate Lenders Mortgage
  • 25916 Avenue 17, Madera, CA, 93638
  • "At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises!
    FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS!

    FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"

  • STCU
  • 1620 N. Signal Drive, Liberty Lake, WA, 99019
  • STCU has grown to 600-plus employees, serving more than 170, 000 members at 21 branch locations with $2.6 billion in assets. Although STCU has become the Inland Northwest's largest and most successful credit union, we've never forgotten that our most valuable assets are our members.

  • BEELINE MORTGAGE, LLC
  • 1421 N Meadowwood Lane, Suite 71, Liberty Lake, WA, 99019
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • Luna Lending Inc.
  • 3079 Harrison Ave, Suite 10, South Lake Tahoe, CA, 96150
  • Luna Lending is a full service Mortgage Broker. As a Mortgage Broker we have access to wholesale mortgage rates making it possible to provide much better value than Banks. Broker. As a Mortgage Broker we have access to wholesale mortgage rates making it possible to provide much better services

  • Western Highland Mortgage
  • 3170 US Hwy. 50, Suite 10, South Lake Tahoe, CA, 96150
  • Western Highland Mortgage (WHM) provides private, hard money loans in Northern California and Northern Nevada regions. Our philosophy is that we are cheaper than a partner. If the loan doesn’t make sense for you, it doesn’t make sense for us. We can usually perform this analysis for you over the phone, quickly & efficiently.

  • Numerica Credit Union
  • PO Box 4000, Spokane Valley, WA, 99037
  • Numerica Credit Union currently has more than 160, 000 members from Spokane, Northern Idaho, the Tri-Cities and Wenatchee Valley. We offer a full line of financial products and services, including mortgages and business products. Membership is open to anyone who lives or works in the State of Washington or the Idaho Panhandle.

  • ZABE Mortgage Group
  • 1609 Howard Road, Madera, CA, 93637
  • Zabe Mortgage Group is a mortgage banker with mortgage experts, processors, underwriters and funders—all under one roof. With the tools and systems in place, Zabe Mortgage Group proudly offers various loan program options including, FHA, VA, USDA, Conventional, Jumbo and many more.

  • The Mortgage Warehouse
  • 13617 East 14th Court, Spokane, WA, 99216
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you

  • The Private Money Store Inc.
  • 9116 E Sprague Ave, Suite 285, Spokane, WA, 99216
  • The Private Money Store Inc. is a leading provider of private money real estate loans in the Pacific Northwest for business or commercial purposes secured by non-owner occupied investment property, Spec Construction and Vacant Land With over 35 years of private lending consulting and real estate investment experience

  • First Choice Mortgage Co.
  • 4408 S. Park Lane, Spokane, WA, 99223
  • First Choice Mortgage Co. is a locally owned company that is centrally located on Spokane's South Hill. We have been one of the leading independent mortgage companies in all of WA & ID for the past seventeen years. First Choice Mortgage has been known for being innovative, honest, & for delivering service above & beyond our customer's expectations.

  • Inland Capital
  • 2607 S Southeast Blvd, STE A100, Spokane, WA, 99223
  • Inland Capital is a leading private money lender to Pacific Northwest real estate investors. Our desire is that Inland Capital’s quick and efficient financing will support the ongoing and future success of our clients. Whether you are a tycoon of rental properties, an experienced contractor,our aim is to help you be successful.