FHA VS Conventional loan programs in Yazoo-City, Yazoo County, Mississippi

The conventional loan limit for 2026 in Yazoo-City, Yazoo county, MS is set at $647,200, whereas the FHA limit for a single-family home stands at $420,680.

With the Lendersa® Conventional loan calculator, you can assess today's Conventional, FHA, and USDA rates, and understand the income, credit, reserves, and documentation required for qualification. This sophisticated mortgage tool enables you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best option for your financial needs in MS.

Review loan offers from 100 lenders

2026 loan limits and down payment requirements in Yazoo-City, Yazoo county, MS

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable zip codes: 39194

Loan alternatives: Conventional vs. FHA in Yazoo-City, MS

Lendersa® strives to help you secure the most suitable Conventional, USDA, or FHA loan quickly and efficiently. Select one of three available starting points, which lead to lender and loan program matches.

Lendersa USDA loan query and matching results


Yazoo-City Lenders

  • Bank of Anguilla Anguilla
  • 130 Holland Street, Anguilla, MS, 38721
  • Lends in Mississippi
  • Bank of Anguilla’s history dates back to its charter in 1904 when local businessmen and farmers came together out of a desire to create a financial institution focused on the economic well-being of the South Delta of Mississippi. Bank of Anguilla has endured the challenging times of the Flood of 1927 and the Great Depression

  • RiverHills Bank MS
  • 100 Fountains Blvd, Madison, MS, 39110
  • Lends in Mississippi
  • RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.

  • Vickswood Federal Credit Union
  • 107 Thalweg Drive, Vicksburg, MS, 39183
  • Lends in Mississippi
  • On October 1967, eight employees of the International Paper Company applied for a state charter to establish a credit union to serve the employees of the International Paper Company and their immediate family members living under the same roof, organizations made of the same, and employees of this credit union, with a potential employee

  • BankPlus
  • 6410 Watkins Drive, Jackson, MS, 39213
  • Lends in Mississippi
  • BankPlus is one of the Southeast’s premier regional banks serving consumers & businesses with the latest technology through a full suite of financial services, including retail banking, commercial banking, mortgage lending & wealth management. With more than $4.5 billion in total assets, BankPlus operates 79 financial centers throughout MS, AL, LA.

  • Members Exchange Credit Union
  • 107 Marketridge Drive, Ridgeland, MS, 39157
  • Lends in Mississippi
  • MECU was originally chartered solely for the employees of Presto Manufacturing Company in Jackson. Our humble credit union has grown to include more than 600 member companies across central and northern Mississippi.

    At Members Exchange, you’ll know right away that you’re more than a customer – you’re a member.

  • Brightview Credit Union
  • 713 South Pear Orchard Road, Suite 101, Ridgeland, MS, 39157
  • Lends in Mississippi
  • BrightView Credit Union is owned by its customers, but instead of customers, we call them “members.” Other financial institutions have stockholders who own the institution. Our members are owners and “users” of BrightView. When an individual joins BrightView, part of their initial deposit is their “share” of ownership in the credit union.

  • Affordable Lending Group Llc
  • 589 Northpark Drive, Suite D, Ridgeland, MS, 39157
  • Lends in Mississippi
  • Our mortgage experts will analyze your finances and recommend the best mortgage that suites your needs. Once we gather all of the information we will give your options and help you decide which product is the best fit for you. Our goal is to get you the best possible deal available.

  • MS Lending, LLC
  • 681 Towne Center Blvd, Suite A, Ridgeland, MS, 39157
  • Lends in Mississippi
  • MS Lending, LLC is a boutique mortgage brokerage lending throughout the state of Mississippi with offices in Ridgeland and Ocean Springs, Mississippi. Whether buying or refinancing, MS Lending has a wide array of options to help you meet your financial goals. Michelle Dugan has been named a Top 20 Mortgage Professional in 2020 by Yahoo! Finance,

  • Magnolia Federal Credit Union
  • 240 Briarwood Drive, Jackson, MS, 39206
  • Lends in Mississippi
  • Magnolia Federal Credit Union is a multi-million-dollar, full-service financial institution offering a large suite of financial products and services to its members. Because we’re not focused on shareholders, we return our earnings to our members in the form of reduced fees, lower interest rates on loans, and higher returns on savings.