FHA VS Conventional loan in Helena-Valley-Southeast, Lewis and Clark County, Montana
During 2025, the conventional loan limit applicable for properties in Helena-Valley-Southeast, located in Lewis and Clark, MT, is set at $647,200, whereas the FHA limit stands at $420,680 for single-family homes.
To compare the best available rates for Conventional, FHA, and USDA loans today, use the Lendersa® Conventional loan calculator. It assists in determining the required income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator lets you analyze Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the most suitable program in MT for your particular financial circumstances.
2025 Loan Limits and Downpayment Requirements in Helena-Valley-Southeast, Lewis and Clark, MT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is relevant for these zip codes: 59635, 59602, 59604
Options for Conventional and FHA Loans in Helena-Valley-Southeast, MT
The objective of Lendersa® is to secure the optimal Conventional, USDA, or FHA loan for you quickly and without complications. You can begin with one of three identified starting points that connect you with compatible lenders and loan programs.
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