During 2026, the conventional loan limit applicable for properties in Helena-Valley-Southeast, located in Lewis and Clark, MT, is set at $647,200, whereas the FHA limit stands at $420,680 for single-family homes.
To compare the best available rates for Conventional, FHA, and USDA loans today, use the Lendersa® Conventional loan calculator. It assists in determining the required income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator lets you analyze Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the most suitable program in MT for your particular financial circumstances.
View loan offers from a choice of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This comparison table is relevant for these zip codes: 59635
The objective of Lendersa® is to secure the optimal Conventional, USDA, or FHA loan for you quickly and without complications. You can begin with one of three identified starting points that connect you with compatible lenders and loan programs.
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