FHA VS Conventional loan in Helena-Valley-Southeast, Lewis and Clark County, Montana

During 2026, the conventional loan limit applicable for properties in Helena-Valley-Southeast, located in Lewis and Clark, MT, is set at $647,200, whereas the FHA limit stands at $420,680 for single-family homes.

To compare the best available rates for Conventional, FHA, and USDA loans today, use the Lendersa® Conventional loan calculator. It assists in determining the required income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator lets you analyze Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the most suitable program in MT for your particular financial circumstances.

View loan offers from a choice of 100 lenders

2026 Loan Limits and Downpayment Requirements in Helena-Valley-Southeast, Lewis and Clark, MT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is relevant for these zip codes: 59635

Options for Conventional and FHA Loans in Helena-Valley-Southeast, MT

The objective of Lendersa® is to secure the optimal Conventional, USDA, or FHA loan for you quickly and without complications. You can begin with one of three identified starting points that connect you with compatible lenders and loan programs.

Lendersa USDA loan request and matching results


  • RELIABLE HOME LENDERS, LLC
  • 5784 Lake Forrest Drive, Suite 207, Atlanta, GA, 30328
  • "The Reliable Home Lenders team combines decades of mortgage industry experience with a modern, professional and fun style.
    In addition to their industry awards, they are some of the best in the business, garnering most of their clients from referrals. If you have bought a home before, you know there are a lot more steps"

  • METRO BROKERS FINANCIAL, INC.
  • 5775-D Glenridge Drive, Suite 200, Atlanta, GA, 30328
  • Metro Brokers Financial is the #1 Atlanta mortgage broker. We’re committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing an Atlanta mortgage simple

  • Plymouth Funding LLC
  • 333 Sandy Springs Circle Northeast, Atlanta, GA, 30328
  • Plymouth Funding LLC is a private hard money lender based out of Atlanta, Georgia that specializes in financing non-owner occupied rehab projects and new construction of commercial and residential properties. Even if you're not a real estate investor, our loans may be a great way to meet your financial needs.

  • Fairview Commercial Lending
  • 148 Hammond Drive, Sandy Springs, GA, 30328
  • Fairview is a private commercial and residential lender. We are a direct lender with no upfront fees. We strictly lend our own money and hold / service all of our own loans. All decisions are made in house which allows us to close loans quickly. When you work with Fairview, you work directly with the decision makers.

  • Hard Money Georgia
  • 102 Hammond Drive, Atlanta, GA, 30328
  • Realty Resources Corporation was founded in 1976. We are real estate brokers and direct hard money lenders on any kind of property in Georgia, and we’ve closed thousands of hard money loans in Greater Atlanta and now in Savannah. Whether you are looking for Hard Money Lenders, Private Money Lenders, Loans for Bad Credit.

  • Yieldi LLC
  • 6000 Lake Forrest Drive, Suite 100, Atlanta, GA, 30328
  • Yieldi platform and team focuses on only real estate based investments bringing high yields distributed on a monthly basis. All Yieldi offerings are asset
    based, meaning your
    investment is backed by
    validated collateral such as a
    Real Estate, Commercial and
    Residential property.

  • Crescent Mortgage Company
  • 6600 Peachtree Dunwoody Rd, Atlanta, GA, 30328
  • Crescent Mortgage Company was founded on February 16, 1993 as a wholesale lender for community banks in the Southeastern United States. On the first day of business, we faxed a hand written rate sheet to our first approved correspondents. By 10:00 AM the following morning we had received over $25,000,000 in loan locks,

  • Angel Oak
  • 980 Hammond Dr #850, Atlanta, GA, 30328
  • Angel Oak Mortgage Solutions offers the nation’s most aggressive non-agency and specialized mortgage solutions. We work directly with brokers and correspondents specializing in non-conforming, non-agency products that offer consumers unique flexibility.We are bringing liquidity back into the underserved segment of the market.