For the year 2026, the Conventional loan limit in Billings, within Yellowstone county, MT, is set at $726,200. Conversely, the FHA loan limit for a single-family home stands at $472,030.
Leverage the Lendersa® Conventional loan calculator to evaluate and compare today’s top rates for Conventional loans against FHA and USDA options. Determine the necessary income, credit score, reserves, and documents required for qualification. Our sophisticated mortgage calculator presents a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, enabling you to choose the most suitable program in MT for your financial circumstances.
Browse loan offers available from over 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The limits shown in this table apply to zip codes: 59106
Lendersa® is dedicated to obtaining the most favorable Conventional, USDA, or FHA loan both quickly and seamlessly for you. You have the choice of three initial pathways leading to matched lenders and loan programs that fit your needs.
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