FHA VS Conventional loan programs in Lewistown, Fergus County, Montana

In 2026, the Conventional loan limit for Lewistown, in Fergus county, MT, is $726,200, and the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare the top rates today for Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your choice of the best program in MT for your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Lewistown, Fergus County, MT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 59457

Explore Conventional and FHA Loan Options in Lewistown, MT

The goal of Lendersa® is to ensure you receive the best possible Conventional, USDA, or FHA loan quickly and easily. Choose from three starting options to identify matching lenders and appropriate loan programs.

Outcomes from Lendersa USDA loan requests


Lewistown Lenders

  • Stockman Bank
  • 103 Central Avenue, Stanford, MT, 59479
  • Lends in Montana
  • Stockman Bank is a Montana born company built on western values, focused on creating long-standing relationships through integrity, expertise and results. We are the largest private, family owned bank in Montana. Founded 1953, in Miles City by William Nefsy, we are Montana's premier financial center for personal, business, agriculture,

  • Citizens Bank & Trust Company
  • 32 Central Avenue North, Harlowton, MT, 59036
  • Lends in Montana
  • The history of our bank traces back to the first financial institution in Big Timber. In 1890 William Shanks and Thomas Lee placed some private funds in an office safe and for a while did a loan business. The following year Shanks helped organize and became Vice President of Big Timber National Bank.

  • Bank of The Rockies
  • 205 West Main Street, White Sulphur Springs, MT, 59645
  • Lends in Montana
  • We are a full-service bank with offices in Bozeman, Clyde Park, Emigrant, Helena, Lewistown, Livingston, and White Sulphur Springs. Our goal is to be the strongest financial partner that our community has by priortizing community involvement and service. As the oldest bank in Montana, we are constantly trying to improve the way we serve.

  • Kimball Home Mortage
  • 332 White Star Circle, Billings, MT, 59106
  • Lends in Montana
  • At Kimball Home Mortgage we strive to provide the best customer experience possible. Whether you're a first time home buyer or real estate pro, our team is here to make your loan process as easy as possible.we are a mortgage broker, we have a wide range of loan programs available.

  • 1st Liberty Federal Credit Union
  • 6200 3rd Avenue North, Great Falls, MT, 59405
  • Lends in Montana
  • 1st Liberty Federal Credit Union was founded by Robert "Scotty" Scott and the co-founders: William Dawson, Joel Taylor, Morgan Moyer, Billie Brankovich, Ehud Markel, Kenneth Platt, and M.B. Holt. In June 1955 your credit union was chartered as Great Falls Air Force Base Federal Credit Union.

  • Universal Lending Home Loans
  • 2646 Grand Ave, Suite 2, Billings, MT, 59102
  • Lends in Montana
  • Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care

  • Rocky Mountain Bank (Montana)
  • 2615 King Avenue West, Billings, MT, 59108
  • Lends in Montana
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.

  • Yellowstone Bank
  • 12 1st Avenue, Laurel, MT, 59044
  • Lends in Montana
  • Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace. Yellowstone Bank was founded by B. M. Harris in 1907.

  • Montana Credit Union
  • 15 14th St S, Great Falls, MT, 59401
  • Lends in Montana
  • Montana Credit Union is a full-service financial institution. We offer convenient savings & checking accounts, competitive loans and many other financial services. Membership is open to anyone living in Cascade, Chouteau or Teton counties. Credit Union is a full-service financial institution.