FHA VS Conventional loan programs in Lockwood, Yellowstone County, Montana
In the year 2026, the Conventional loan limit designated for Lockwood, situated in the county of Yellowstone, MT, is $726,200. Meanwhile, for single-family homes, the FHA limit is $472,030.
With the Lendersa® Conventional loan calculator, compare today's top rates between Conventional, FHA, and USDA loans, and understand the income, credit, reserves, and documentation required for qualification. This advanced mortgage calculator enables you to evaluate Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in determining the best program in MT that matches your financial situation.
Loan Limits and Downpayment Requirements for 2026 in Lockwood, Yellowstone, MT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Table is applicable to zip codes: 59101
Available Conventional and FHA Loan Alternatives in Lockwood, MT
The mission of Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loan without hassle. Choose one of our three starting points, matching you with suitable lenders and loan programs.
Stockman Bank is a Montana born company built on western values, focused on creating long-standing relationships through integrity, expertise and results. We are the largest private, family owned bank in Montana. Founded 1953, in Miles City by William Nefsy, we are Montana's premier financial center for personal, business, agriculture,
Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace.
Yellowstone Bank was founded by B. M. Harris in 1907
Western Security Bank is a full service, community focused organization serving those who live and work in Yellowstone County, Montana. With conveniently located branches from Laurel to Lockwood, we offer more locations than any other financial institution serving the Billings area.
Western Security Bank, A Division of Glacier Bank,
"We are 'Your Home Town Mortgage Store' We shop America's Top Lender for the best real estate home loan, suited to your needs. No extra cost to you! Great Rates! More loan options for you! Lenders with NO Banking ‘overlays’. NO ‘Extra’ loan restrictions. Helping home buyers and owners for over 20 years!"
Valley Credit Union has proudly served citizens within the Big Sky Country, which now includes 11 counties across Montana and Wyoming. From the beginning, we were founded on the promise to provide accommodating, personalized service, as well as top-notch financial services to our members. Those founding principles are the same driving force
Our mortgage company in Billings, MT brings over 60 years of experience and knowledge to every situation. We can work with your current finances and find the right product for your needs. With our help, you can live in the home of your dreams sooner than you ever thought possible.
Division Mortgage Group specializes in every type of purchase and refinance mortgage including: FHA, VA, Conventional, Rural Housing, etc. Whether purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals are committed to providing our customers
We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care
