Explore the differences! FHA VS Conventional loan programs in Hardin, Big Horn County, Montana

During 2026, the maximum limit for a Conventional loan in Hardin, within Big Horn county of MT, is $726,200. However, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess and compare the best rates for Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and documentation required for qualification. Our powerful mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the most suitable program for your financial needs in MT.

Explore loan offers from a wide array of 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Hardin, Big Horn County, MT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 59034

Explore Conventional and FHA Loan Options in Hardin, MT

At Lendersa®, our aim is to secure the optimal Conventional, USDA, or FHA loan for you swiftly and effortlessly. Choose one of three pathways that guide you to corresponding lenders and loan offers.

Results from a Lendersa USDA loan request


Hardin Lenders

  • Little Horn State Bank
  • 835 North Center Avenue, Hardin, MT, 59034
  • Lends in Montana
  • In 1919 a small group of men gathered together with an ambitious scheme: start a bank in Wyola, Montana that would provide area farmers and ranchers with a reliable bank to support their community and take care of their customers. The bank was named Little Horn State Bank and word quickly spread that not only would these folks listen to their custo

  • Carla Marinko - Stockman Bank
  • 402 N Broadway, Billings, MT, 59101
  • Lends in Montana
  • Stockman Bank is a Montana born company built on western values, focused on creating long-standing relationships through integrity, expertise and results. We are the largest private, family owned bank in Montana. Founded 1953, in Miles City by William Nefsy, we are Montana's premier financial center for personal, business, agriculture,

  • Yellowstone Bank.
  • 3010 3rd Avenue North, Billings, MT, 59101
  • Lends in Montana
  • Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace.

    Yellowstone Bank was founded by B. M. Harris in 1907

  • Western Security Bank
  • 2812 1st Avenue North, Billings, MT, 59101
  • Lends in Montana
  • Western Security Bank is a full service, community focused organization serving those who live and work in Yellowstone County, Montana. With conveniently located branches from Laurel to Lockwood, we offer more locations than any other financial institution serving the Billings area.

    Western Security Bank, A Division of Glacier Bank,

  • Wallinder Mortgage Brokers
  • 746 Grand Avenue, Billings, MT, 59101
  • Lends in Montana
  • "We are 'Your Home Town Mortgage Store'
    We shop America's Top Lender for the best real estate home loan, suited to your needs.
    No extra cost to you! Great Rates! More loan options for you! Lenders with NO Banking ‘overlays’. NO ‘Extra’ loan restrictions. Helping home buyers and owners for over 20 years!"

  • Valley Credit Union
  • 207 North Broadway, Billings, MT, 59101
  • Lends in Montana
  • Valley Credit Union has proudly served citizens within the Big Sky Country, which now includes 11 counties across Montana and Wyoming. From the beginning, we were founded on the promise to provide accommodating, personalized service, as well as top-notch financial services to our members. Those founding principles are the same driving force

  • Guardian Mortgage
  • 705 5th St W, Billings, MT, 59101
  • Lends in Montana
  • Our mortgage company in Billings, MT brings over 60 years of experience and knowledge to every situation. We can work with your current finances and find the right product for your needs. With our help, you can live in the home of your dreams sooner than you ever thought possible.

  • Division Mortgage Group
  • 1320 Division St, Billings, MT, 59101
  • Lends in Montana
  • Division Mortgage Group specializes in every type of purchase and refinance mortgage including: FHA, VA, Conventional, Rural Housing, etc. Whether purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals are committed to providing our customers

  • Rocky Mountain Bank (Montana)
  • 2615 King Avenue West, Billings, MT, 59108
  • Lends in Montana
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.