FHA VS Conventional loan programs in Lolo, Missoula County, Montana
As of 2026, in Lolo, within the county of Missoula, MT, the maximum Conventional loan limit is set at $726,200, whereas for a single-family home, the FHA loan limit is $546,250.
Utilize the Lendersa® Conventional loan calculator to assess and compare today's leading rates for Conventional, FHA, and USDA loans. Find out the necessary income, credit score, reserves, and documents needed for qualification. Our comprehensive mortgage calculator lets you examine Conforming Conventional, USDA, FHA, and VA loans side by side, helping you to decide which is most suitable for your financial position in MT.
2026 Loan Limits and Down Payment Requirements for Lolo, Missoula County, MT
Loan Type
Maximum Loan Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$377,200
0%
FHA
$546,250
3.5%
Note: This table is relevant to zip codes: 59847
Available Options for Conventional and FHA Loans in Lolo, MT
At Lendersa®, our aim is to ensure you receive the best possible Conventional, USDA, or FHA loan quickly and without complications. Choose from one of three approaches to connect with matching lenders and suitable loan programs.
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