Explore the differences! FHA VS Conventional loan programs in Lolo, Missoula County, Montana
As of 2026, in Lolo, within the county of Missoula, MT, the maximum Conventional loan limit is set at $726,200, whereas for a single-family home, the FHA loan limit is $546,250.
Utilize the Lendersa® Conventional loan calculator to assess and compare today's leading rates for Conventional, FHA, and USDA loans. Find out the necessary income, credit score, reserves, and documents needed for qualification. Our comprehensive mortgage calculator lets you examine Conforming Conventional, USDA, FHA, and VA loans side by side, helping you to decide which is most suitable for your financial position in MT.
2026 Loan Limits and Down Payment Requirements for Lolo, Missoula County, MT
Loan Type
Maximum Loan Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$377,200
0%
FHA
$546,250
3.5%
Note: This table is relevant to zip codes: 59847
Available Options for Conventional and FHA Loans in Lolo, MT
At Lendersa®, our aim is to ensure you receive the best possible Conventional, USDA, or FHA loan quickly and without complications. Choose from one of three approaches to connect with matching lenders and suitable loan programs.
TrailWest Bank is an FDIC insured, locally-owned, independent bank serving western Montana. For over three decades, we have provided the people and businesses of the Ravalli, Missoula, Mineral, and Flathead Counties with a wide range of secure and dependable financial services—all with a commitment to personal service.
2000 South Russell Street, Suite 1, Missoula, MT, 59801
Lends in Montana
MECU has been a reliable resource for Missoulians, who are looking for more than an ordinary banking experience. In 1996 we began as a financial cooperative for school employees in Missoula, Mineral, Granite and Sanders counties, but expanded to serve all Missoula County residents in 1998. We are an independent credit union
Missoula Mortgage, Inc. is dedicated to helping you, and we will always keep your best interest in mind. To get started, just give us a call. You can also fill out the online mortgage application. One of our professional Mortgage Originators will contact you to go over your particular situation
While our name has changed, our commitment to you & to the values that have guided us for over 60 years will never change. We believe that banking should be grounded in cooperative ownership. Banking should solve problems. It should be inclusive of all walks of life. And above all, we believe banking should be a force for good in the communities
Mortgage Planning Specialist and Owner of Galipeau Mortgage has been helping clients achieve their home ownership goals. Jackie is passionate about her industry & has built her highly respected career on earning the trust of her clients and partners by providing honest, well-communicated & knowledge-based lending experiences with on-time results!
CFI has been committed to always lend a professional and personal touch to every transaction. With our extensive experience in the cash flow industry you can count on us to offer you the best options, and a premium price for your Private Mortgages & Notes.Our trusted and knowledgeable staff can address your concerns, answer your questions.
For more than 20 years Bryon Smith has been providing clients with top notch service along with low fees. Whether you are purchasing your first home, buying or building your dream home, investing in rental properties or refinancing, Bryon will work hard to get you the best mortgage program to meet your financial needs.
2307 Stephens Ave, Suite 7901, Missoula, MT, 59801
Lends in Montana
Many people like to know what to expect before they visit with someone at a mortgage company. That’s why we start by answering your questions and helping you understand the process. We will go above and beyond to ensure every meeting, every call, and every step of applying for a mortgage is as smooth and stress-free as possible.
At Montana Family Mortgage. We are a full-service mortgage company based in Missoula, MT. We specialize in Conventional, VA Loans, Rural Development, FHA in Missoula and throughout Montana! Whether you are buying a home or refinancing , we can help you realize your dream of home ownership!
Farmers State Bank offers a full range of banking services to residents and business in Western Montana. Locally owned and founded in 1907, Farmers State Bank is built on a foundation of strong relationships with out communities and their members. Our goal to make your experience with us easy and enjoyable.
