FHA VS Conventional loan in Missoula, Missoula County, Montana
This year, 2026, the Conventional loan limit in Missoula within Missoula county, MT, is $726,200. Meanwhile, the FHA limit for a single-family home is $546,250.
Utilize the Lendersa® Conventional loan calculator to assess today’s leading Conventional, FHA, and USDA rates. Evaluate the required income, credit scoring, reserves, and necessary documents for eligibility. Our advanced calculator allows a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to aid your decision on the ideal program in MT for your financial scenario.
2026 Loan Cap and Down Payment Requirements in Missoula, Missoula County, MT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$377,200
0%
FHA
$546,250
3.5%
This chart specifies limits applicable to these zip codes: 59808
Loan Options: Conventional and FHA in Missoula, MT
At Lendersa®, our objective is to provide you with the most advantageous Conventional, USDA, or FHA loan quickly and effortlessly. Choose from three starting options to connect with suitable lenders and loan schemes.
At Montana Family Mortgage. We are a full-service mortgage company based in Missoula, MT. We specialize in Conventional, VA Loans, Rural Development, FHA in Missoula and throughout Montana! Whether you are buying a home or refinancing , we can help you realize your dream of home ownership!
2000 South Russell Street, Suite 1, Missoula, MT, 59801
Lends in Montana
MECU has been a reliable resource for Missoulians, who are looking for more than an ordinary banking experience. In 1996 we began as a financial cooperative for school employees in Missoula, Mineral, Granite and Sanders counties, but expanded to serve all Missoula County residents in 1998. We are an independent credit union
Missoula Mortgage, Inc. is dedicated to helping you, and we will always keep your best interest in mind. To get started, just give us a call. You can also fill out the online mortgage application. One of our professional Mortgage Originators will contact you to go over your particular situation
While our name has changed, our commitment to you & to the values that have guided us for over 60 years will never change. We believe that banking should be grounded in cooperative ownership. Banking should solve problems. It should be inclusive of all walks of life. And above all, we believe banking should be a force for good in the communities
Mortgage Planning Specialist and Owner of Galipeau Mortgage has been helping clients achieve their home ownership goals. Jackie is passionate about her industry & has built her highly respected career on earning the trust of her clients and partners by providing honest, well-communicated & knowledge-based lending experiences with on-time results!
CFI has been committed to always lend a professional and personal touch to every transaction. With our extensive experience in the cash flow industry you can count on us to offer you the best options, and a premium price for your Private Mortgages & Notes.Our trusted and knowledgeable staff can address your concerns, answer your questions.
For more than 20 years Bryon Smith has been providing clients with top notch service along with low fees. Whether you are purchasing your first home, buying or building your dream home, investing in rental properties or refinancing, Bryon will work hard to get you the best mortgage program to meet your financial needs.
2307 Stephens Ave, Suite 7901, Missoula, MT, 59801
Lends in Montana
Many people like to know what to expect before they visit with someone at a mortgage company. That’s why we start by answering your questions and helping you understand the process. We will go above and beyond to ensure every meeting, every call, and every step of applying for a mortgage is as smooth and stress-free as possible.
Our story began in 1913 when several gents in Libby Montana got together and decided it would be a fine idea to create a bank dedicated to helping the community prosper and grow. Since that day, that small local bank has grown to ten branches serving eight western Montana communities.
We offer a full range of deposit and loan services, featuring some of the most competitive rates in the country. One of our specialties is government-enhanced loans such as those provided in conjunction with the Montana Board of Investments, the Small Business Administration, the U.S. Department of Agriculture, and other state and federal programs.
