In 2026, the Conventional loan limit in Montana-City, part of Jefferson county in MT, is set at $647,200. Meanwhile, the FHA limit for single-family homes is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional loans alongside USDA, FHA, and VA options, aiding you in choosing the most suitable program for your financial needs in MT.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
Note: This table applies to the following zip codes: 59634
The aim of Lendersa® is to provide access swiftly to the best possible Conventional, USDA, or FHA loan without complications. Start by selecting one of three paths that lead to matching lenders and their loan offerings.
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