In 2026, the Conventional loan limit in Helena-Valley-Northwest, situated in Lewis and Clark county of MT, stands at $647,200. For a single-family home, the FHA limit is $420,680.
Use the Lendersa® calculator for assessing today's best rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator enables a comparison of Conforming Conventional loans, alongside USDA, FHA, and VA loans, to choose which program is best for your financial circumstances in MT.
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| Loan Type | Loan Limit | Down Payment Required |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
Note: These loan limits are applicable to zip codes: 59602
The mission of Lendersa® is to secure the best Conventional, USDA, or FHA loan for you, quickly and effortlessly. Start with one of three steps to match with lenders and their programs.
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