FHA VS Conventional loan programs in Helena-Valley-Northwest, Lewis and Clark County, Montana

In 2026, the Conventional loan limit in Helena-Valley-Northwest, situated in Lewis and Clark county of MT, stands at $647,200. For a single-family home, the FHA limit is $420,680.

Use the Lendersa® calculator for assessing today's best rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator enables a comparison of Conforming Conventional loans, alongside USDA, FHA, and VA loans, to choose which program is best for your financial circumstances in MT.

Evaluate loan offers from a pool of 100 lenders

Loan Limits and Down Payments for 2026 in Helena-Valley-Northwest, Lewis and Clark County, MT

Loan Type Loan Limit Down Payment Required
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Note: These loan limits are applicable to zip codes: 59602

Explore Conventional and FHA Loan Options in Helena-Valley-Northwest, MT

The mission of Lendersa® is to secure the best Conventional, USDA, or FHA loan for you, quickly and effortlessly. Start with one of three steps to match with lenders and their programs.

Results of Lendersa USDA loan requests and matches


  • MORTGAGE FUNDING GROUP, INC.
  • 970 Peachtree Industrial Blvd, Suite 100, Suwanee, GA, 30024
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • DUNWOODY MORTGAGE SERVICES, INC.
  • 4411 Suwanee Dam Rd, Suite 555, Suwanee, GA, 30024
  • Dunwoody Mortgage, our mortgage professionals are truly the best at working to find a way to get you a home loan -- and not just any loan, but the loan that works best for you. Whether you are looking to purchase or refinance, we are here to help!When other companies have told you "No" or more than likely told you nothing at all,

  • THE PERPETUAL FINANCIAL GROUP, INC.
  • 1325 Satellite Blvd NW, Building 1100, Suite 1120, Suwanee, GA, 30024
  • The Perpetual Financial Group, Inc. is a residential and commercial mortgage lender. We help consumers purchase & refinance residential property, and can also help businesses purchase owner occupied commercial property. We also work with investors for hard money/rehab loans. We are a licensed Mortgage Banker in Georgia & Tennessee.

  • Excel Federal Credit Union
  • 5070 Peachtree Industrial Blvd, Norcross, GA, 30071
  • Our story begins on April 28, 1952 when we received our charter under the name of Atlanta GSA Federal Credit Union. We were founded to serve the federal government employees of the General Service Administration (GSA). Over the years, we have made over 400 additions to our original charter through mergers and new SEGs. In 1996,

  • 770 Hard Cash
  • 592 Lawton Street SW, Atlanta, GA, 30310
  • With more than 70 years experience behind us, 770 Hard Cash was founded in Atlanta, Georgia. Since inception, our success has been based on unique marketing strategies, competitive lending programs and our focus on 100% customer satisfaction.Our customers keep us as their preferred hard money lender

  • AA US Mortgage LLC
  • 2000 Clearview Avenue, Suite 212, Atlanta, GA, 30340
  • AA US Mortgage LLC is a mortgage company headquartered in Atlanta Georgia. We fulfill the purchase and refinance loans need for individuals and businesses. We have built a strong reputation as an outstanding mortgage broker, serving the mortgage needs of individuals, real estate professionals, investors, and builders over the past years.

  • Real Estate Financial Services
  • 1400 Buford Hwy, Suite J3, Buford, GA, 30518
  • At Real Estate Financial Services. We are a full-service mortgage company based in Sugar Hill, Georgia. We specialize in FHA and VA Mortgages for First Time Home Buyers in Sugar Hill. We also serve the surrounding cities in Gwinnett County. Whether you are buying a home or refinancing in any of these zip codes: 30518, 30005, 30024

  • Buford Finance Co., Inc.
  • 1819-A Buford Highway, Buford, GA, 30518
  • Buford Finance has grown to be a major consumer lender in Georgia since 1986. We make consumer loans from $300 to $5, 000. Since 1986, our mission is to serve the financial needs of our community. It is our effort to provide financing options for individuals and small business owners.