In 2026, the Conventional loan limit in Helena-Valley-West-Central, located in the county of Lewis and Clark, MT, is $647,200. For single-family homes, the FHA limit is $420,680.
Lendersa® provides a Conventional loan calculator to assess the top rates among today's Conventional, FHA, and USDA options, helping you identify the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA loans side by side, facilitating your decision on the optimal program in MT tailored for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table applies to zip codes: 59602
The main objective of Lendersa® is to ensure you secure the best possible Conventional, USDA, or FHA loan quickly and efficiently. Choose one of our three entry points to connect with matching lenders and loan programs.
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