FHA VS Conventional loan in Bethlehem, Alexander County, North Carolina

In 2025, the conventional loan cap in Bethlehem, Alexander county, NC, is set at $726,200. For a single-family home, the FHA limit reaches $472,030.

Access the Lendersa® Conventional loan calculator to evaluate today's best Conventional, FHA, and USDA rates. Establish the required income, credit, reserves, and documents essential for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the ideal program in NC for your financial situation.

Explore loan options from 100 lenders

2025 Loan Limits and Down Payment Requirements in Bethlehem, Alexander, NC

Loan Type Max Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is for zip codes: 28601, 28681

Exploring Conventional and FHA Loans in Bethlehem, NC

The objective of Lendersa® is to offer you the best-suited Conventional, USDA, or FHA loan quickly and without complication. Choose from one of three starting paths that lead to suitable lenders and programs.

USDAs outcomes with Lendersa loan requests


  • GoKapital Mortgage
  • 2150 Coral Way Suite 1A, Miami, FL, 33145
  • GoKapital, Inc. offers business loans and real estate financing to entrepreneurs and investors nationwide. Whether you're looking for working capital to expand your business, purchase equipment, or hire more employees, we can help. We offer 24 hour loan approvals, a quick funding process, and work with all business types.
  • Brickell Park Capital
  • 1548 Brickell Avenue, Miami, FL, 33129
  • Brickell Park Capital is a commercial real estate investment company. We utilize our deep relationships and originate debt, mezzanine and preferred equity for select clients. Our investment strategy is to deploy patient capital and thoughtful execution in all of our projects improving lives and communities in which we invest.
  • Plazio LLC
  • 2730 SW 3rd Avenue, Suite 202, Miami, FL, 33129
  • Plazio is focused on providing a good experience to their clients by following through on their word, being open and transparent throughout the loan process, and creating meaningful relationships. Helping those seeking loans to choose the correct product as well as completing and processing the loan application.
  • Martha's Vineyard Mortgage Company LLC
  • 107 Beach Road, Suite 101, Vineyard Haven, MA, 02568
  • Martha's Vineyard Mortgage! We specialize in purchases and refinances of all types offering the most competetive rates and stellar service. Island residents and Owners/Brokers Polly K. Bassett and Carol Borselle have each been in the mortgage business on the Vineyard for over 25 years, and have relationships with realtors
  • Jimenez Property Pros
  • 13810 SW 18th St, Miami, FL, 33175
  • Jimenez Property Pros is the parent company of Mortgage & Real Estate Companies, such as FL Licensed Mortgage Broker Jimenez Property Loans, LLC, NMLS 1988717. Jimenez Property Pros, LLC is wholly owned by Jimenez Holdings, LLC. Jimenez Property Pros, intends to be the one stop place where customers, clients,
  • Farmers Bank & Trust
  • 1129 E Main St, Magnolia, AR, 71753
  • Farmers Bank & Trust was chartered on September 26, 1906, and has been in operation since its inception. Farmers Bank is an independent community Bank and operates out of a one-Bank holding company, Magnolia Banking Corporation. The Bank operates a subsidiary called Magnolia Properties, Inc
  • ZoomLoans
  • 9588 SW 40th St, Miami, FL, 33165
  • At ZoomLoans, we understand that contracting a loan is much more than just money, it’s a commitment. We’re here to guide you through the loan process, select the perfect conditions for your situation and cater to your needs every step of the way. We don’t allow frivlious barriers, such as bad or no credit to halt your financial needs
  • Brightstar Mortgage Solutions LLC
  • 11401 Southwest 40th Street, Suite 326, Miami, FL, 33165
  • All of our team members were born and raised in South Florida. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our fellow South Floridians while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks