FHA VS Conventional loan in Bethlehem, Alexander County, North Carolina

In 2025, the conventional loan cap in Bethlehem, Alexander county, NC, is set at $726,200. For a single-family home, the FHA limit reaches $472,030.

Access the Lendersa® Conventional loan calculator to evaluate today's best Conventional, FHA, and USDA rates. Establish the required income, credit, reserves, and documents essential for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the ideal program in NC for your financial situation.

Explore loan options from 100 lenders

2025 Loan Limits and Down Payment Requirements in Bethlehem, Alexander, NC

Loan Type Max Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is for zip codes: 28601, 28681

Exploring Conventional and FHA Loans in Bethlehem, NC

The objective of Lendersa® is to offer you the best-suited Conventional, USDA, or FHA loan quickly and without complication. Choose from one of three starting paths that lead to suitable lenders and programs.

USDAs outcomes with Lendersa loan requests


  • Vivid Mortgages Inc.
  • 211-35 Jamaica Ave, 1st Floor, Queens Village, NY, 11428
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • Real Estate Resource Home Loans
  • 16530 106th Court, Orland Park, IL, 60467
  • Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations. We offer clients customized mortgage solutions to obtain the BEST rate possible. Our average employee has over 12 years of banking and home loan financing experience.
  • Pacific One Mortgage Inc
  • 11312 Distinctive Dr, Orland Park, IL, 60467
  • Christopher Zabat is the father of the mortgage company he have always had a passion for Real Estate Finance. he remember getting very interested in it when we bought our very first home in May of 2000. My personal experience throughout the entire process made me so curious on how things were done.
  • Ponce Bank
  • 2244 Westchester Avenue, Bronx, NY, 10462
  • Our Bank has earned a reputation for serving the needs of our communities by emphasizing the importance of personal banking and by promoting local economic development. We employ a highly qualified and professional staff and offer a wide variety of products and services designed to meet the needs our customers
  • EPIC Impact Investors - Hard Money Lender
  • 142 W. 62nd St, Suite 305, Chicago, IL, 60621
  • EPIC Impact Investors Hard Money Lender for Chicago properties and we develop people of color to become capital investors to passively invest in real estate and build wealth.Hard Money Lender for Chicago properties and we develop people of color to become capital investors to passively invest in real estate and build wealt
  • 1ST 2ND MORTGAGE COMPANY OF N.J., INC.
  • 50 Spring Street, Cresskill, NJ, 7626
  • We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending...including purchase and refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with competitive rates, terms and costs-to meet your unique needs.
  • Draper and Kramer Mortgage Corp.
  • 1431 Opus Place, Suite 200, Chicago, IL, 60615
  • Draper and Kramer Mortgage Corp. is the residential mortgage division of Draper and Kramer, one of the country’s premier full-service property and financial services firms. While still a family-owned company headquartered in Chicago, we help identify and structure mortgage financing programs for clients across the United States, and have been doing
  • PINE HILL MORTGAGE GROUP, INC.
  • 172 Broadway, Suite 104, Woodcliff Lake, NJ, 07677
  • Pinehill Mortgage Group, Inc. offers all loan programs to meet your needs. We handle Conventional, Non-Conventional, FHA, VA, Reverse and Commercial products. Conforming Loans: Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines.