FHA VS Conventional loan programs in Long-View, Catawba County, North Carolina

In 2026, the conventional loan cap for Long-View in Catawba county, NC, is $647,200. Meanwhile, the FHA maximum for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to assess today's leading rates among Conventional, FHA, and USDA loans. Determine the necessary qualifications, such as income, credit score, reserves, and documents needed. Our advanced mortgage calculator lets you see Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding in choosing the best program in NC for your specific financial needs.

Review loan offers from an assortment of 100 lenders

2026 Loan Limits and Down Payment Requirements in Long-View, Catawba, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable to zip codes: 28601

Conventional and FHA Loan Options in Long-View, NC

The mission of Lendersa® is to facilitate a speedy and hassle-free process in securing the best possible Conventional, USDA, or FHA loan. Choose one of three pathways that will align you with suitable lenders and loan options.

Insights on USDA loan requests from Lendersa


Long-View Lenders

  • Shuford Federal Credit Union
  • 882 16th Street NE, Hickory, NC, 28601
  • Lends in North Carolina
  • Shuford Credit Union has been open since 1967. The credit union has assets totaling $32.15 Million and provides banking services to more than 4, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • CS Credit Union
  • 6519 CommScope Road, Catawba, NC, 28609
  • Lends in North Carolina
  • CS Credit Union was initially chartered in 1986 as MA/-COM Employees Credit Union, a spin-off from two previous credit unions, Siecor Credit Union & Superior Cable Credit Union. MA/-COM was established as the credit union for employees of family members of the forerunner of the present-day Select Employee Group, CommScope, Inc. of North Carolina.

  • Stanford Funding
  • 2525 Shanklin Ln, Denver, NC, 28037
  • Lends in North Carolina
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Carolina Farm Credit
  • 146 Victory Lane, Statesville, NC, 28625
  • Lends in North Carolina
  • Carolina Farm Credit is a stockholder-owned cooperative providing financing to full and part-time farmers and agricultural-related businesses and also provides financing for the construction and purchase of homes in 54 counties through 29 branch offices. Other financial services available are life insurance, appraisal services, leasing programs

  • Edgewater Residential Capital Inc
  • 344 Rolling Hills Road, Suite 204B, Mooresville, NC, 28117
  • Lends in North Carolina
  • EDGEWATER Residential Capital offers a variety of products from the most competitive lenders to meet your individual requirements. We specialize in Conventional, Jumbo, Super Jumbo, ARMS, VA, Refinance FHA, USDA loans and we offer 100% financing on USDA and VA loans.We make the process of securing a mortgage simple and straightforward.

  • Metrolina Capital
  • 108 Gateway Blvd, Suite 104, Mooresville, NC, 28117
  • Lends in North Carolina
  • Metrolina Capital offers both private lending and structured equity opportunities, helping to empower businesses ready to take the next step toward growth. The company also has an impressive real estate portfolio and over 30+ years of experience in structuring multi-faceted real estate opportunities.

  • Mountaineer Mortgages, L.L.C
  • 719-A Greenway Rd, Suite 103, Boone, NC, 28607
  • Lends in North Carolina
  • Mountaineer Mortgages is owned by Chris Arquette who has over 20 years of mortgage lending experience in the High Country. He's an ASU alumnus who knows what it takes to make your loan process smooth and hassle free. We pride ourselves on exceeding our customer's expectations, working hard to find the best rates and loan options for you.

  • Alliance Bank & Trust Company
  • 292 W Main Ave, Gastonia, NC, 28052
  • Lends in North Carolina
  • Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products

  • McDowell CornerStone CU
  • 2031 Rutherford Road, Marion, NC, 28752
  • Lends in North Carolina
  • MCDOWELL CORNERSTONE CREDIT UNION is a not for profit organization whose ownership is made up from the members of the Credit Union.

    We have been in existence since March 1967 and located on 2031 Rutherford Rd Marion NC 28752. Along with our other services, we offer drive up window and night depository at this location.