FHA VS Conventional loan in Mooresville, Iredell County, North Carolina

As of 2025, the conventional loan limit in Mooresville, located in Iredell, NC, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator allows comparisons of Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the most suitable program for your financial situation in NC.

Review loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Mooresville, Iredell, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 28117, 28115

Conventional and FHA Loan Choices in Mooresville, NC

The aim of Lendersa® is to efficiently provide you with the ideal Conventional, USDA, or FHA loan without hassle. Select one of three starting options that guide you to matched lenders and loan offerings.

Results from Lendersa USDA loan requests and matches


  • Private Money Solutions
  • 8771 Santa Monica Blvd. Suite 227, West Hollywood, CA, 90069
  • Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
  • PB Financial Group Corp
  • 6380 wilshire blvd, Los Angeles, CA, 90048
  • Direct California Hard Money lender specializing in residential and commercial 1st and 2nd mortgages. We are not fico driven and are LTV driven. We offer business purpose stated income loans and we offer investment stated income loans in California. We are direct and have funded over 4000 transaction since we started business and looking to fun
  • Allstate Bancorp Inc.
  • 6380 Wilshire Boulevard, Suite 1006, Los Angeles, CA, 90048
  • Allstate Bancorp, Inc. provides clients with the highest level of personal service, and an efficient and effective way of obtaining real estate financing, to accomplish their goals. Allstate Bancorp, Inc. subscribes to a code of ethics and best lending practices that foster integrity and professionalism.
  • Greenday Mortgage, Inc.
  • 6380 Wilshire Boulevard, Suite 1006, Los Angeles, CA, 90048
  • Greenday Mortgage Inc. provides clients with the highest level of personal service, and the most efficient and cost effective way of obtaining real estate financing, to accomplish their goals. Greenday Mortgage Inc. subscribes to a code of ethics and best lending practices that foster integrity and professionalism.
  • Sunset Home Sales and Mortgage, Inc.
  • 6399 Wilshire Boulevard, 10th Floor, Los Angeles, CA, 90048
  • "Sunset Home Sales and Mortgage, Inc. is a real estate and mortgage financing based brokerage in Los Angeles, California that prides itself on the highest level of service to its clients founded upon: Reliance – Constant contact from the beginning to the end of your transaction and beyond, never leaving your side."
  • North Star Lending, LLC
  • 6300 Wilshire Blvd. Suite 1420, Los Angeles, CA, 90048
  • North Star Lending, LLC is a direct (private money) commercial hard money lender, making California real estate secured loans. ​We pride ourselves in efficient loan underwriting and quick decisions and funding. If you need money quickly, do yourself a favor and allow us the opportunity to earn your business.
  • PB Financial Group
  • 6380 Wilshire Blvd #1610, Los Angeles, CA, 90048
  • Pouyan Broukhim started PB Financial Group Corp in 2006, he saw a need to provide financing to many individuals who were left out of the real estate market and how the real estate market was going to be effected by subprime loans and negative amortized loans Pouyan realized that the market was going to be changing.
  • Security Bancorp
  • 23504 Lyons Ave Suite 103B, Santa Clarita, CA, 91321
  • Security Bancorp is a family owned company that has been serving California residents for more than 25 years. Security Bancorp is licensed by the California Department of Real Estate and is equipped with knowledgeable mortgage experts that provide excellent and quality service to our consumers.
  • Professional Financial Mortgage Consultants, Inc.
  • 8939 Sepulveda Boulevard, Inglewood, CA, 90302
  • Professional Financial Mortgage Consultants Inc is located in Inglewood, CA, United States and is part of the Activities Related to Credit Intermediation Industry. We Help you qualify for Real Estate Financing. image10. Purchase Loans. We Have the Loan That Is Right For You. Conventional; 1st Time Buyer; FHA Financing
  • Peloton Capital Fund
  • 437 S. Robertson Blvd # C, Beverly Hills, CA, 90211
  • Peloton Capital Fund of Beverly Hills, California is your trusted source for hard money loans nationwide. The experts at Peloton Capital Fund make the process of getting financing fast and convenient. Whether you are fixing and flipping or want to refinance the terms of an existing loan, we will help you find the right loan with the lowest rate. Gi
  • EH National Bank
  • 8484 Wilshire Blvd, Suite 100, Beverly Hills, CA, 90211
  • With an in-depth understanding of the world and circles you move in, EH Private Bank provides modern banking strengthened by a renowned tradition of service. Offering you choice and flexibility in managing your finances, while preserving the personal touch and accessibility you expect from a Private Bank.
  • American Mortgage Finance
  • 8671 Wilshire Boulevard, Suite 714, Beverly Hills, CA, 90211
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our loan officers are the best in the business with many years of Mortgage experience and training.