FHA VS Conventional loan programs in 2025 for East-Rockingham, Richmond County, North Carolina
For the year 2025, the conventional loan threshold in East-Rockingham within Richmond, NC is set at $647,200, whereas the FHA limit stands at $420,680 for single-family homes.
Leverage the Lendersa® Conventional loan calculator to analyze today's best rates between Conventional, FHA, and USDA options. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side. This helps you select the most suitable program within NC for your financial needs.
Details on 2025 loan limits and down payment requirements in East-Rockingham, Richmond, NC
Type of Loan
Maximum Limit
Required Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison pertains to the following zip codes: 28379
Available Conventional and FHA loan options in East-Rockingham, NC
The goal of Lendersa® is to secure for you the best possible loan, whether Conventional, USDA, or FHA, quickly and effortlessly. Choose from three initial pathways designed to connect you with matching loans and lenders.
Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong.
We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.
Established in 1904, Farmers Bank knows what it takes to sustain a healthy, thriving community. We are passionate about helping individuals, groups, team, organizations, causes and more. As we grow, so does our effort to infuse the neighborhoods that make our communities – and our people – very unique and unquestionably great.
Providence Mortgage to become the best mortgage company- we just don't think that's the most important thing. We decided to be different. We wanted to redefine what a successful business looks like, and that drives our desire to be significant in how we are changing lives. Our core values are simple
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6500 Rock Spring Drive, Suite 204, Bethesda, MD, 20817
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Since 1934, the bank has delivered essential banking and financial services that have contributed greatly to the growth and development of the Washington, D.C. community.
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