FHA VS Conventional loan programs in East-Rockingham, Richmond County, North Carolina
For the year 2025, the conventional loan threshold in East-Rockingham within Richmond, NC is set at $647,200, whereas the FHA limit stands at $420,680 for single-family homes.
Leverage the Lendersa® Conventional loan calculator to analyze today's best rates between Conventional, FHA, and USDA options. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side. This helps you select the most suitable program within NC for your financial needs.
Details on 2025 loan limits and down payment requirements in East-Rockingham, Richmond, NC
Type of Loan
Maximum Limit
Required Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison pertains to the following zip codes: 28379
Available Conventional and FHA loan options in East-Rockingham, NC
The goal of Lendersa® is to secure for you the best possible loan, whether Conventional, USDA, or FHA, quickly and effortlessly. Choose from three initial pathways designed to connect you with matching loans and lenders.
Scient Federal Credit Union is a member-owned, federally insured credit union that has been serving the needs of life science professionals and their families since 1968. Built upon the philosophy of “people helping people, ” Scient works to improve the quality of our members’ lives by providing tailored products
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Finex is a credit union. We are a cooperative, not-for-profit financial institution owned by our members. The purpose of a credit union is to use its income to provide affordable, quality products and services to members. We work hard to enrich the quality of life for others. The Finex difference is all in how we do banking.
America’s First Network Credit Union was founded in 1976 in Clinton Connecticut under its original name, Chesebrough-Pond’s Federal Credit Union. In May of 1989, our Trumbull Connecticut office was opened in Unilever’s Corporate Complex, where we still maintain a branch. America's First Network Credit Union now has 8 offices located in 2 states.
Finex Credit Union created Mortgage Markets CUSO, LLC in 2003 to address a common issue facing many Connecticut credit unions: sending members to banks for mortgages and jeopardizing their all-important ongoing member relationships. The Mortgage Markets CUSO, LLC mission is to empower our credit union
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Mortgage Masters Inc, a "frustration-free zone" where we get you started toward qualifying and applying for a mortgage loan. Our mortgage professionals can get you approved in record time! That's because we take advantage of the very latest and best automated tools to speed you hassle-free toward your new home, new mortgage or home equity cash!
