Explore the differences! FHA VS Conventional loan programs in East-Rockingham, Richmond County, North Carolina

For the year 2025, the conventional loan threshold in East-Rockingham within Richmond, NC is set at $647,200, whereas the FHA limit stands at $420,680 for single-family homes.

Leverage the Lendersa® Conventional loan calculator to analyze today's best rates between Conventional, FHA, and USDA options. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side. This helps you select the most suitable program within NC for your financial needs.

Explore and compare loan offers from a network of 100 lenders

Details on 2025 loan limits and down payment requirements in East-Rockingham, Richmond, NC

Type of Loan Maximum Limit Required Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison pertains to the following zip codes: 28379

Available Conventional and FHA loan options in East-Rockingham, NC

The goal of Lendersa® is to secure for you the best possible loan, whether Conventional, USDA, or FHA, quickly and effortlessly. Choose from three initial pathways designed to connect you with matching loans and lenders.

Outcomes of Lendersa's USDA loan request and matching process


  • California Coast Credit Union
  • 9201 Spectrum Center Blvd, Suite 300, San Diego, CA, 92123
  • California Coast Credit Union is the longest-serving financial institution in San Diego. The Credit Union was started by teachers in 1929 and we continue to support local educators, schools and universities through our Financial Wellness program, Cal Coast Cares community events and our non-profit, the Cal Coast Cares Foundation.
  • MyPoint Credit Union El Cajon
  • 9420 Farnham Street, San Diego, CA, 92123
  • We're proud to be a part of San Diego, full of one-of-a-kind communities and diverse and passionate doers. At MyPoint Credit Union, we want to help these doers - individuals, families, local businesses and everyone in-between - do more of the things they love in the city they call home.
  • World Wide Credit Corporation
  • 9089 Clairemont Mesa Boulevard, Suite 307, San Diego, CA, 92123
  • World Wide Credit Corporation ("WWCC") is committed to responsible lending, offering the right product to the right client, and forging strategic business relationships for the betterment of our customers and employees. Our longevity in the community is a testament to our business platform and ability to adapt as the marketplace ebbs and flows.
  • First California Funding
  • 4550 Kearny Villa Road, Suite 215, San Diego, CA, 92123
  • First California Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. Let us simplify the process of securing a mortgage by offering the latest in financial tools.
  • TFM Mortgage
  • 8799 Balboa Avenue, Suite 155, San Diego, CA, 92123
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • America Royale Mortgage, Inc.
  • 4760 Murphy Canyon Road, Suite 202, San Diego, CA, 92123
  • Established in 1989 by San Diego resident Zaldy G. Garcia, AMERICA ROYALE MORTGAGE & CLASSIC AMERICAN REALTY has experienced phenomenal growth. The independently owned and operated company has grown through a unique client, agent and broker refferal network. Home Magazine recently ranked us one of the top offices in the nation.
  • Pacific West Finance & Development Co.
  • 4455 Murphy Canyon Road, San Diego, CA, 92123
  • Pacific West Finance is a commercial and residential financial firm. Specializing in Construction loans, private money, bridge financing, unsecured and secured credit facilities, and mergers and acquisitions. Incorporated in 2007, however our corporate officers have over 20-years of experience in procuring financing
  • Mid West Finance
  • 410 South Melrose Drive, Vista, CA, 92081
  • At Midwest Financial Inc., our mission is to educate and guide prospective investors, buyers, and sellers. Our success is made possible by demystifying the buying, selling and refinancing process while providing solutions that lead to results. We know for anyone to experience true success it is vital to partner
  • Belinda Biedebach, Mortgage Broker at Secured Lending Group
  • 380 S Melrose Dr, Suite 381, Vista, CA, 92081
  • At Secured Lending Group, we know getting a mortgage is one of the biggest financial decisions anyone can make. We are a boutique mortgage company that understands the importance of personalized and quality service. With nearly 35 years of combined experience, our team is a trusted source in finding the best terms that fit your needs.