FHA VS Conventional loan programs in 2025 for Rockingham, Richmond County, North Carolina
In 2025, the loan limit for Conventional loans in Rockingham, county of Richmond, NC is $726,200, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to assess today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator showcases a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to guide you in choosing the right program for your financial needs in NC.
2025 Loan Limits & Down Payment Requirements in Rockingham, County of Richmond, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 28379, 28380
Explore Conventional and FHA Loan Options in Rockingham, NC
Lendersa® aims to secure the best Conventional, USDA, or FHA loans for you swiftly and without hassle. Choose one of three starting points to match with suitable lenders and loan programs.
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