FHA VS Conventional loan in Hamlet, Richmond County, North Carolina
In the year 2025, the upper limit for a conventional loan within the vibrant city of Hamlet, located in Richmond county, NC, is set at $726,200. Simultaneously, for FHA loans, the cap for single-family residences is determined to be $472,030.
Employing the Lendersa® Conventional loan calculator can help you carefully weigh today’s finest rates among Conventional, FHA, and USDA loans. Determine the necessary components such as income, creditworthiness, savings, and supporting documents critical for qualification. This advanced mortgage calculator enables a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, facilitating an informed choice on the most suitable program in NC tailored to your specific financial needs.
2025 Loan Caps and Down Payment Needs in Hamlet, NC (Richmond County)
Type of Loan
Loan Cap
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table's coverage includes the zip codes: 28345
Unveiling Conventional and FHA Loan Choices in Hamlet, NC
The mission of Lendersa® is straightforward: to help you secure the most advantageous Conventional, USDA, or FHA loan efficiently and with minimum hassle. Begin your journey by selecting any of the three tailored pathways, each crafted to connect you with suitable lenders and comprehensive loan programs.
THE LOCAL employs middle class workers, organized under a collective bargaining agreement in order to stay true to the principles of the 1949 charter.
THE LOCAL prides itself in offering all financial products that banks and Mega-credit union’s offer – but at reasonable rates to encourage thrift among our members.
38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
At JBG Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage because we want you to feel confident and excited about this next journey of your life. Your experience is the #1 priority in our office which is why every loan is handled with experienced Loan Officers.
38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
At Xperience Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
At Haven Mortgage Group we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
Savings Bank of Danbury is a full-service Connecticut community bank rooted in history and positioned for the future.
Founded in 1849 under the same name, we have grown and adapted to serve our customers while building a reputation for financial stability, personal service and modern convenience.
USB is a mutual financial services organization committed to building lasting relationships that exceed the expectations of our customers & the communities we serve. We build lasting relationships that enrich the lives of our customers and communities. We are committed to professionalism, & our integrity & ethical standards will not be compromised.
At Global Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
"PFS, Inc. is a family owned and operated mortgage company right here in Fairfield county. We take great pride in working with our fellow neighbors and friends all around Connecticut and New York.
Our goal at PFS is to turn all your real estate dreams into reality by offering an array of mortgage products and unparalleled service."
The Citizens Bank of Philadelphia has locations throughout Mississippi, from Starkville to the Gulf Coast. With an emphasis on community banking and banking on the communities we serve, we hope to grow dreams and improve the areas within our footprint. With over a century of service, The Citizens Bank stands on a past of strength and stability
