FHA VS Conventional loan programs in Hamlet, Richmond County, North Carolina
In the year 2025, the upper limit for a conventional loan within the vibrant city of Hamlet, located in Richmond county, NC, is set at $726,200. Simultaneously, for FHA loans, the cap for single-family residences is determined to be $472,030.
Employing the Lendersa® Conventional loan calculator can help you carefully weigh today’s finest rates among Conventional, FHA, and USDA loans. Determine the necessary components such as income, creditworthiness, savings, and supporting documents critical for qualification. This advanced mortgage calculator enables a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, facilitating an informed choice on the most suitable program in NC tailored to your specific financial needs.
2025 Loan Caps and Down Payment Needs in Hamlet, NC (Richmond County)
Type of Loan
Loan Cap
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table's coverage includes the zip codes: 28345
Unveiling Conventional and FHA Loan Choices in Hamlet, NC
The mission of Lendersa® is straightforward: to help you secure the most advantageous Conventional, USDA, or FHA loan efficiently and with minimum hassle. Begin your journey by selecting any of the three tailored pathways, each crafted to connect you with suitable lenders and comprehensive loan programs.
Rasmussen Mortgage is a local mortgage brokerage. I have over 16 years experience in the mortgage industry. If you have not looked into what pricing a broker offers you are spending too much with the banks and credit unions. I focus on finding you the best mortgage for your wants and needs while maintaining personalized customer service.
LimeBank (formerly Farmers State Bank) is an FDIC-insured & Equal Housing Lender certified bank serving the community of Bolivar, MO & the surrounding area. With four convenient branch locations in Bolivar, Galmey, and Pittsburg, plus four free regional ATMs, LimeBank proudly serves clients from southwest Missouri & the greater Springfield region.
The Citizens-Farmers Bank of Cole Camp was chartered in 1929 through a consolidation of the two local banking institutions, The Citizens Bank and The Farmers Bank. Each bank was located in the Cole Camp business district. The new bank kept the original location of The Citizens Bank and occupies the original building today.
At Maine Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.
TruChoice Federal Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates and free online banking services to local members in 10 Maine counties. Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates.
we help you make the most of your money by taking the time to learn your story.
cPort Credit Union has evolved throughout the years since its 1931 inception. What began as the Federal Employees Credit Union of Maine and only the third CU in the state of Maine has come to mean so much more to the community. We have been fortunate to have sustained strong member growth throughout the years and have expanded our company.
Evergreen Credit Union is one of the largest credit unions in Maine, with $400 million in assets and serving over 25, 000 members throughout Southern Maine. We proudly serve all the banking needs of individuals, families and local businesses. As a local credit union, we get to really know our members
Vision Mortgage was established in 2015 by long-time Portland resident Tim Fredheim, a highly-respected, widely-recognized expert in the field. His qualifications are especially impressive because they combine academic excellence with an extensive array of hands-on experience and We’ve created a streamline process.
