FHA VS Conventional loan programs in 2025 for Laurinburg, Scotland County, North Carolina

In 2025, the Conventional loan limit in Laurinburg, located in Scotland County, NC, is set at $726,200, while for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA options. Determine the necessary income, credit score, reserves, and documentation for qualification. This advanced mortgage calculator offers side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the most suitable program in NC for your financial needs.

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2025 Loan Limits & Downpayment Requirements in Laurinburg, County of Scotland, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to these zip codes: 28352, 28353

Discover Conventional and FHA Loan Options in Laurinburg, NC

Lendersa® aims to quickly and easily secure the best Conventional, USDA, or FHA loans for you. Choose one of three starting points to connect with matching lenders and loan programs.

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  • Abacus Federal Savings Bank
  • 6-8 Bowery, DOD 3rd Floor, New York, NY, 10013
  • Abacus Federal Savings Bank was founded in December, 1984 by a group of business leaders from the Chinese community in New York City. The founders' purpose in starting Abacus Bank was to provide financial services to immigrants and local residents of lower Manhattan. As the Chinese immigrant population grew, Abacus Bank has retained.
  • Portico Mortgage Inc
  • 139 centre street, Suite 806, New York, NY, 10013
  • Portico Mortgage Inc. offers a multitude of services and tailored advice to assist you in your business endeavors. We provide residential and investment programs. We offer fast, easy approval and customer-tailored loan products at the competitive rate. We assist new and existing customers with professional and thoughtful person services.
  • KIS Lending Inc
  • 4144 Worlington Terrace, Fort Pierce, FL, 34947
  • We are a privately held mortgage brokerage business primarily focused on educating our customers and expanding home ownership. To ensure we provide the highest quality experience, we start with a discussion to truly understand the dreams, hopes aspirations and needs of our customers.
  • Heritage Financial Corporation
  • 3478 Kennedy Blvd, Jersey City, NJ, 07307
  • Heritage Financial Corp. has helped hundreds of families achieve their dreams of homeownership. Our team lives in the same communities we serve, understanding the in-depth challenges faced by families and individuals. From residential to commercial financing our team has the experience and expertise to be true partners to our clients.
  • Lamar M. Collins, CMPS
  • 197 Ralph Avenue, Ground Floor, Brooklyn, NY, 11233
  • Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. All loans arranged with third party providers.
  • GCT Mortgage Brokers LLC
  • 253 Ralph Avenue, Suite 100, Brooklyn, NY, 11233
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Haven Savings Bank
  • 621 Washington Street, Hoboken, NJ, 07030
  • The bank was originally founded in Hoboken, New Jersey in 1938 as the Haven Building & Loan Association. As the country and the state continued to emerge from the grips of the Great Depression, there became an increasing need for local, community-minded financial institutions to serve the needs of their neighboring communities.
  • Northstar Funding Inc
  • 79 Hudson Street, Suite 301A, Hoboken, NJ, 07030
  • When we started NorthStar Funding, there were many other companies out there. We didn’t want to be just another company, so the question was, “How to make NorthStar Funding better than the others.” The answer was to be customer driven and to provide exceptional customer service. We understand what a stressful time this can be.
  • GreenBridge Loans
  • 221 River St, 9th Floor, Hoboken, NJ, 07030
  • GreenBridge Loans provides capital to business owners, startups, and real estate investors by using residential and commercial real estate as collateral. Unlike many business funders, GreenBridge provides a streamlined funding process with minimal requirements. We currently offer three types of Secured Business Loans geared to accommodate