Explore the differences! FHA VS Conventional loan programs in Fuquay-Varina, Wake County, North Carolina

In 2025, the conventional loan limit for Fuquay-Varina, located in Wake, NC, stands at $726,200. Meanwhile, the FHA limit for a single-family home is $502,550.

Utilize the Lendersa® Conventional loan calculator to compare top rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in NC suits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Fuquay-Varina, Wake, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $502,550 3.5%

This table applies to zip codes: 27526

Conventional and FHA Loan Options in Fuquay-Varina, NC

The goal of Lendersa® is to secure you the best possible Conventional, USDA, or FHA loan swiftly, without hassle. Choose one of three pathways to connect with matching lenders and suitable loan programs.

Outcomes from Lendersa USDA loan requests and matching


  • Fidelity Home Group
  • 4700 Millenia Blvd. Suite 175, Orlando, FL, 32839
  • Fidelity Home Group, we recognize that buying a home is one of the most important and fulfilling investments an individual or family will make in their lifetimes. We deliver a concierge approach to every one of our clients that will provide as much, or as little, hands on guidance as they need to guide them through the process of home ownership.
  • AFGM Enterprises Federal Credit Union
  • 132 Cayuga Road, Cheektowaga, NY, 14225
  • AFGM Enterprises Federal Credit Union is a member-owned not for profit financial institution. The Credit Union's motto is "Not for profit, not for charity, but for service". We strive to provide value and convenience in all our financial products and services. Your membership is very important to us.
  • Healthcare Financial Federal Credit Union
  • 20 York Street, Room 80CB, New Haven, CT, 06510
  • On February 21, 1950, Connie Enright fulfilled his dream. Along with 6 fellow co-workers, he prepared a charter certificate to form a credit union & submitted it for approval to the National Credit Union Administration, federal agency that regulates federal credit unions. HealthCare Financial Federal Credit Union is located in New Haven, CT, USA.
  • Ulster Federal Credit Union
  • 127 Schwenk Drive, Kingston, NY, 12401
  • Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
  • Ulster Savings Bank
  • 180 Schwenk Drive, Kingston, NY, 12401
  • Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve
  • Diamond Valley Federal Credit Union
  • 840 East Diamond Avenue, Evansville, IN, 47711
  • Diamond Valley Federal Credit Union is a full-service financial institution and deposits are insured by the NCUA up to $250,000. Our members own Diamond Valley Federal Credit Union so we have no outside stockholders and our Board of Directors are volunteers. Diamond Valley is not-for-profit so we can return profit back to the members
  • Heritage United Mortgage Services
  • 1420 N Weinbach Ave, Evansville, IN, 47711
  • We are a family owned mortgage lender dedicated to making the home loan process simple and fast. Dan Phillips has been in the mortgage industry for the past 30 years and strives to offer excellent service, low competitive rates and mortgage loan programs that meets your specific need.
  • Lakeside Credit Union
  • 1008 Broadway, New Johnsonville, TN, 37134
  • Lakeside Employees Credit Union has been open since 1991. The credit union has assets totaling $42.43 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • McCoy Federal Credit Union
  • 1900 McCoy Rd, Orlando, FL, 32809
  • McCoy Federal Credit Union is a full-service financial cooperative, assisting consumers and small business owners with achieving their financial goals since 1954. Unlike banks whose purpose is to create profit for stockholders, our focus is to serve our Members with all of their financial needs.
  • Countrywide Mortgage Lenders LLC
  • 6925 Lake Ellenor Drive, Suite 109, Orlando, FL, 32809
  • At Countrywide Mortgage Lenders, LLC, where we specialize in residential mortgages. At Countrywide Mortgage Lenders, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.