Explore the differences! FHA VS Conventional loan programs in Holly-Springs, Wake County, North Carolina
The conventional loan limit in Holly-Springs, part of Wake, NC, for 2025 is $647,200, while the FHA limit for a single-family home is set at $420,680.
Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans, determining the required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the right program for your financial situation in NC.
2025 Loan Limits and Down Payment Requirements in Holly-Springs, Wake, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$297,100
0%
FHA
$420,680
3.5%
This table applies to: 27539, 27540
Conventional and FHA Loan Options in Holly-Springs, NC
Lendersa® aims to secure the best Conventional, USDA, or FHA loan expediently and hassle-free. Choose from three starting pathways that align you with matching lenders and loan programs.
Prime Resource Capital, we take a “can do” attitude. We help find solutions. Our clients rely on our expertise to match our products to the specific need of the client. Our advisors are experienced professionals who understand that capital is a key ingredient to growth in any industry.
At Homeland Lending we provide the most consistent, attentive, and personalized mortgage solutions to help you secure your dream home. Homeland Lending may collect and use Users personal information for the following purposes: To improve customer service Information you provide helps us respond to your customer service requests
411 Hackensack Avenue, Suite 803, Hackensack, NJ, 07601
Silver Arch Capital Partners is a Private Lender specializing in Bridge and Hard Money Loans secured by Commercial Real Estate. Silver Arch is committed to providing the quickest responses and timely closings across all the major property classes. Our partners share decades of experience in direct real estate lending.
The credit union was charted in 1935 under the National Federal Credit Union Act. It’s original name was Flushing, NY Postal District Federal Credit Union and was assigned charter #119. The credit union was one of many regional Post Office Employee Credit Unions that were established by Post Office Employees to encourage thrift
201 West Passaic Street, Floor 3, Suite 304, Rochelle Park, NJ, 07662
H&E Telephone Federal Credit Union is a federally insured financial cooperative serving employee groups since 1967. It was originally formed for employees and family members of New Jersey Bell and AT&T. Now, H&E also serves HPAE at Englewood Hospital and several other member groups.
151 West Passaic Street, 2nd Floor, Rochelle Park, NJ, 07662
The Affinity Realty Capital, LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing
336 W Passaic St, Suite 310, Rochelle Park, NJ, 07662
Centra Capital Investments is a commercial real estate investment company offering hard money when traditional banks do not. We provide construction loans for both ground up new construction and renovation projects. Will consider both residential and commercial properties with a loan up to 100%
At Alpine Mortgage, we specialize in providing the most competitive rates and closing costs on a Connecticut, Florida, New York, New Jersey and Pennsylvania mortgage. Our goal is to make your home loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service and appreciate the opportunity to