FHA VS Conventional loan programs in 2025 for Holly-Springs, Wake County, North Carolina
The conventional loan limit in Holly-Springs, part of Wake, NC, for 2025 is $647,200, while the FHA limit for a single-family home is set at $420,680.
Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans, determining the required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the right program for your financial situation in NC.
2025 Loan Limits and Down Payment Requirements in Holly-Springs, Wake, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$297,100
0%
FHA
$420,680
3.5%
This table applies to: 27539, 27540
Conventional and FHA Loan Options in Holly-Springs, NC
Lendersa® aims to secure the best Conventional, USDA, or FHA loan expediently and hassle-free. Choose from three starting pathways that align you with matching lenders and loan programs.
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