In 2026, the conventional loan cap in Apex, which is part of Wake, NC, is $726,200. Meanwhile, the FHA limit for a single-family home is $502,550.
Utilize the Lendersa® Conventional loan calculator to examine today's top rates for Conventional, FHA, and USDA loans. Calculate the necessary income, credit score, reserves, and documents required to qualify. By using our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in determining which program is most appropriate for your financial requirements in NC.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $502,550 | 3.5% |
This table applies to the following zip codes: 27502
The goal of Lendersa® is to swiftly secure the ideal Conventional, USDA, or FHA loan without hassle. Choose from three starting paths that help you connect with the right lenders and loan programs.
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