FHA VS Conventional loan in Graham, Alamance County, North Carolina

In 2026, the conventional loan limit in Graham, located within the county of Alamance, NC, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates among Conventional, FHA, and USDA loans. This tool facilitates determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator enables side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the ideal program in NC based on your individual financial situation.

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2026 Loan Limits and Downpayment Requirements in Graham, Alamance County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 27253

Conventional and FHA Loan Options in Graham, NC

The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose one of three methods to connect with matching lenders and receive loan offers that suit you.

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Graham Lenders

  • Independent Advantage Mortgage, LLC
  • 1525 E. Franklin Street, Suite 4, Chapel Hill, NC, 27514
  • Lends in North Carolina
  • Independent Advantage Mortgage, LLC. is a full-service mortgage company based in Chapel Hill, North Carolina serving the entire state but mostly in Orange County, Durham County and Wake county. Whether you are buying a home or refinancing you owe it to yourself to see what I can do for you.

  • Carolina Home Mortgage
  • 1506 E. Franklin Street, Suite 201, Chapel Hill, NC, 27514
  • Lends in North Carolina
  • Carolina Home Mortgage is a family-owned mortgage broker headquartered in Chapel Hill with branch offices in Pittsboro and Fayetteville. Serving all of NC through www.CarolinaHomeMortgage.com, you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money.

  • Carolina Ventures Mortgage LLC
  • 3 Bypass Lane, Chapel Hill, NC, 27517
  • Lends in North Carolina
  • Carolina Home Mortgage is a family-owned mortgage broker you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money, so we are not motivated to push you into a set product or cross sell financial accounts.

  • CIMG Residential Mortgage
  • 1414 Raleigh Rd, Suite 400, Chapel Hill, NC, 27517
  • Lends in North Carolina
  • "At CIMG, giving back to our local community is an integral part of the company culture. You could say it’s part of our DNA. Since 1997, we have put over $1.2 million back into the communities we operate in through sponsorships and other charitable contributions.



    We see ourselves as a small business with a big responsibility

  • Duke Credit Union
  • 2200 West Main Street, Suite L100, Durham, NC, 27705
  • Lends in North Carolina
  • Duke University Federal Credit Union has been serving the Duke community since 1968. A not-for-profit financial cooperative serving employees and students of Duke University and Duke Health. (Duke Alumni and Retirees are also eligible to join.

    Duke Credit Union is managed and operated by Duke Employees

  • Classic Carolina Realty
  • 5842 Fayetteville Road, Suite 113, Durham, NC, 27713
  • Lends in North Carolina
  • Whether looking for your first home or selling your fifth, we bring the same excitement and level of service to every client. We are a very personable group, from our agents to our admin staff who strive to make the process of buying or selling less stressful and even enjoyable for our clients. We are a locally owned.

  • Latino Community Credit Union
  • 100 W Morgan Street, Durham, NC, 27701
  • Lends in North Carolina
  • Latino Community Credit Union (LCCU) is a community-based and member-owned nonprofit financial institution that provides protection of financial assets, access to loans, financial independence and financial education.

    We are proud to serve a diverse membership from the U.S. and 110 other countries around the world

  • Pinnacle Funding
  • 905 W. Main St, Suite 24, Durham, NC, 27701
  • Lends in North Carolina
  • At Pinnacle Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • HealthShare Credit Union
  • 1200 N Elm Street, Greensboro, NC, 27401
  • Lends in North Carolina
  • HealthShare Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets - our members.

    Your credit union was chartered in 1955 to serve the employees of Moses Cone Hospital. Over the next 50 years, as Moses Cone Health System grew