Explore the differences! FHA VS Conventional loan programs in Hampstead, Pender County, North Carolina

In the year 2025, the maximum limit for a conventional loan in the city of Hampstead, situated in Pender county, NC, is set at $726,200. Meanwhile, for a single-family home, the FHA loan cap stands at $472,030.

Lendersa® offers a versatile Conventional loan calculator that enables you to compare the current leading rates for Conventional, FHA, and USDA loans. Assess the income, credit, savings, and documentation requirements necessary to qualify. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the most suitable program in NC for your financial circumstances.

Examine loan possibilities from a pool of 100 lenders

2025 Loan Limits and Down Payment Guidelines in Hampstead, Pender, NC

Loan Type Loan Limit Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for the following zip codes: 28443

Exploring Conventional and FHA Loan Options in Hampstead, NC

The aim at Lendersa® is to efficiently connect you with the ideal Conventional, USDA, or FHA loan, minimizing hassle. Select from three pathways, each designed to match you with the right lenders and loan offerings.

Findings on USDA loan requests by Lendersa


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