FHA VS Conventional loan programs in 2025 for Hampstead, Pender County, North Carolina

In the year 2025, the maximum limit for a conventional loan in the city of Hampstead, situated in Pender county, NC, is set at $726,200. Meanwhile, for a single-family home, the FHA loan cap stands at $472,030.

Lendersa® offers a versatile Conventional loan calculator that enables you to compare the current leading rates for Conventional, FHA, and USDA loans. Assess the income, credit, savings, and documentation requirements necessary to qualify. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the most suitable program in NC for your financial circumstances.

Examine loan possibilities from a pool of 100 lenders

2025 Loan Limits and Down Payment Guidelines in Hampstead, Pender, NC

Loan Type Loan Limit Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for the following zip codes: 28443

Exploring Conventional and FHA Loan Options in Hampstead, NC

The aim at Lendersa® is to efficiently connect you with the ideal Conventional, USDA, or FHA loan, minimizing hassle. Select from three pathways, each designed to match you with the right lenders and loan offerings.

Findings on USDA loan requests by Lendersa


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  • 811 South Broadway, Suite A, Minot, ND, 58701
  • Affinity First Federal Credit Union is a cooperative financial institution that is owned and operated by its members. The scope of activities of Affinity First is defined in its bylaws and is governed by the Federal Credit Union Act.Credit Union is a cooperative financial institution that is owned and operated by its members.
  • First Western Bank & Trust
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  • First Western Bank & Trust strives to be the premier bank and financial service provider in the communities we serve by building strong customer relationships, providing great customer service, offering diverse financial products and maintaining knowledgeable, friendly professional employees.
  • Town and Country Credit Union
  • 615 S Broadway, Minot, ND, 58701
  • Town & Country is a growing credit union with a fun, fast-paced, and member-focused culture. We have locations in Minot, Fargo, West Fargo, Kenmare and Stanley, North Dakota. We believe in continual growth for our credit union and our employees. That’s why we’re proud to promote from within and help our employees build their careers
  • Colorado VA Home Loans
  • 4600 S Syracuse Street, 9th Floor, Denver, CO, 80237
  • Our mission is to provide anyone who is VA eligible and currently living in Colorado, or planning to relocate here, with the best VA mortgage loans possible. We possess over 20 years of VA mortgage lending experience and have helped hundreds of veterans and active duty personnel achieve their goal of home ownership.
  • Colorado Mortgage Holding
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  • RE Capital
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  • RE Capital providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
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  • Paragon Mortgage Services, Inc. (NMLS ID#50139) is a Veteran-owned Mortgage Brokerage with Home Lending services, available in Arizona, California, Colorado, Florida and Utah. Paragon Mortgage Services, Inc. offers a wide variety of mortgage loan products from over 40 Top Banks and Lenders for Residential and Commercial properties.
  • Ideal Home Loans LLC
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  • Ideal Home Loans has helped thousands of people save money for almost 20 years. From first time home buyers to doctors, from teachers to professional athletes, we’re here to help. Our Specialists will guide you along every step throughout the entire process by providing the right information and advice you need to find the right fit for you.