FHA VS Conventional loan in Porters-Neck, New Hanover County, North Carolina

For the year 2025, the Conventional loan limit in the city of Porters-Neck, situated in the county of New Hanover, NC, has been set to $647,200. Meanwhile, the FHA loan cap for a single-family dwelling stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to analyze today's top rates among Conventional, FHA, and USDA loans. This tool will help you determine the required income, credit score, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, clearly compare Conforming Conventional, USDA, FHA, and VA loans side by side to identify the most suitable option for your unique financial situation in NC.

Compare a broad range of loan offers from an impressive network of 100 lenders

2025 Loan Limits and Down Payment Requirements in Porters-Neck, New Hanover County, NC

Loan Type Loan Limit Down Payment Required
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The figures in this comparison table are applicable to the following zip codes: 28411

Exploring Conventional and FHA Loan Options in Porters-Neck, NC

The mission of Lendersa® is to swiftly and smoothly secure the best possible Conventional, USDA, or FHA loan tailored to your needs, eliminating unnecessary hassle. Select one of three pathways to connect with suitable lenders and appropriate loan programs for your situation.

Illustration of Lendersa's loan request process and USDA matching results


  • Cooperative Extension Federal Credit Union
  • 2301 S. University Ave, Little Rock, AR, 72204
  • Cooperative Extension Service Federal Credit Union (CESFCU) started in 1946 as the Agricultural Extension Workers Credit Association, a state-chartered credit union. CESFCU was started by 11 UADA Cooperative Extension Service employees. CESFCU became a Federally Chartered Credit Union in 1992
  • Allegiance Home Lending
  • 430 Corporate Dr, Suite C, Houma, LA, 70360
  • Allegiance Home Lending is a reputable mortgage lending firm headquartered in Houma, LA. We have an array of aggressive loan programs to finance the purchase of or refinance your dream property. We offer conventional, FHA, jumbo, USDA, and VA loans as well as refinancing and purchasing aid.
  • Benchmark Mortgage
  • 2121 Watt St, Suite B, Little Rock, AR, 72227
  • Benchmark is a full-service mortgage banker and seller-servicer We are a community of mortgage professionals that are united by the Benchmark core values - success, relationship, dynamic, excellence, positive attitude. Everything we do comes back to these five defined beliefs. Adhering to these values dictates the way we think, manage our business.
  • Alden State Bank
  • PO Box 39, Alden, MI, 49612
  • The history of Alden State Bank began in 1906 when the Farmers & Merchants Bank was organized as a privately held unincorporated bank. The bank was located in the East half of Higgins Store in downtown Alden. In 1924 the bank moved down the street to a building on Torch Lake near the boat launch.
  • Calcite Credit Union
  • 478 N. Third St., Rogers City, MI, 49779
  • At Calcite Credit Union, our goal is to offer our members caring, truthful service, along with affordable financial products. Serving all those who live, work, worship, attend school, or have family in Presque Isle, Cheboygan, Alpena, & Emmet Counties! We provide members caring, truthful service, along with affordable financial products.
  • The Port Washington State Bank
  • 206 North Franklin Street, Port Washington, WI, 53074
  • Clarence Hill & George Henry opened the doors to their new bank at 206 N. Franklin St. in Port Washington, Wisconsin on Sept. 11, 1899 less than a year after the Great Wisconsin Chair Factory Fire destroyed the town’s business district. From this modest start, PWSB has grown to more than $637 million in funds & loan assets under active managem
  • Farmers State Bank of Camp Point
  • 206 East Wood, Camp Point, IL, 62320
  • Farmers State Bank of Camp Point was founded in 1921. Originally located at 201 Jefferson Street, our current facility was built in 1974 at 206 E Wood St. in Camp Point, Illinois. In 2016, FSBCP joined United Community Bank and now serves customers throughout Central Illinois and Northeast Missouri
  • Sterling Federal Bank
  • 110 E 4th St, Sterling, IL, 61081
  • We’ve been serving families in Northwest Illinois (and, more recently, Northeast Iowa) since 1885. There were just 38 states when Sterling Federal Bank was born; Grover Cleveland was President of the United States; and our hometown of Sterling, IL was only about 50 years old. Sterling Federal is even older than the Federal Reserve Bank
  • Maries County Bank
  • 205 Highway 63 N, Vienna, MO, 65582
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