FHA VS Conventional loan programs in 2025 for Porters-Neck, New Hanover County, North Carolina

For the year 2025, the Conventional loan limit in the city of Porters-Neck, situated in the county of New Hanover, NC, has been set to $647,200. Meanwhile, the FHA loan cap for a single-family dwelling stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to analyze today's top rates among Conventional, FHA, and USDA loans. This tool will help you determine the required income, credit score, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, clearly compare Conforming Conventional, USDA, FHA, and VA loans side by side to identify the most suitable option for your unique financial situation in NC.

Compare a broad range of loan offers from an impressive network of 100 lenders

2025 Loan Limits and Down Payment Requirements in Porters-Neck, New Hanover County, NC

Loan Type Loan Limit Down Payment Required
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The figures in this comparison table are applicable to the following zip codes: 28411

Exploring Conventional and FHA Loan Options in Porters-Neck, NC

The mission of Lendersa® is to swiftly and smoothly secure the best possible Conventional, USDA, or FHA loan tailored to your needs, eliminating unnecessary hassle. Select one of three pathways to connect with suitable lenders and appropriate loan programs for your situation.

Illustration of Lendersa's loan request process and USDA matching results


  • US Lending Services
  • 342 SE 10th Street, Deerfield Beach, FL, 33441
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • Tower home Loans
  • 1100 South Federal Hwy, Suite 250, Deerfield Beach, FL, 33441
  • TOWER HOME LOANS. A company specialized in mortgage & focused on offering what is best in the market to your customers. Founded in Boston, MA with over 15 years of experience in this market.After positioning the company as a major player in Boston, the TOWER HOME LOANS chose Florida to start its expansion project by the USA.
  • MSC Mortgage, LLC
  • 110 Nokomis Ave. N., Venice, FL, 34285
  • At MSC Mortgage, we partner with Michael Saunders & Company to provide a full range of real estate services along with home financing options. Let us find the best possible loan for your next home purchase or refinance. Our goal is to provide our valued customers with great rates, fast closings and outstanding customer service.
  • Gulfside Mortgage Services
  • 1062 East Venice Avenue, Venice, FL, 34285
  • Gulfside Mortgage Services in April of 2003. Our team has over 104 years combined experience in the mortgage industry. That is why we are the leaders of what we do. We are dedicated to our community and give back to it as much as possible. Gulfside Mortgage Services is your best source for the lowest-rate financing on the market.
  • The Marblehead Bank
  • 709 West Main Street, Marblehead, OH, 43440
  • In 1907, a group of Peninsula residents met and decided their growing community should have the facilities of a local bank. The nearest bank was over an hour away in Port Clinton Ohio. The Marblehead Banking Company of Marblehead Ohio was organized as a result of this meeting and a charter was granted by the State Banking Department of Ohio
  • New England Residential Finance, LLC
  • 415 Wolcott Road, Unit 4, Wolcott, CT, 06716
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending. We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs. But that's just the beginning of our service.
  • BestWay Mortgage Corp.
  • 12 Center Street, Wolcott, CT, 06716
  • When it comes to getting a home mortgage, today's buyers have many options. So why do thousands of buyers choose BestWay Mortgage? Well, the secret to our success is really no big secret at all. We believe that if we put our clients first, do everything we can to provide the best mortgage options
  • Rhinebeck Bank
  • 6414 Montgomery Street, Rhinebeck, NY, 12572
  • Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.
  • The First National Bank of Pandora
  • 102 E Main Street, Pandora, OH, 45877
  • When First National Bank was founded over 100 years ago, we were established as an independent community bank to support area residents and businesses. In the years since we have grown in services and the number of branches but our commitment to our mission remains the same. We are focused on building lifelong relationships with our customers