FHA VS Conventional loan in Ogden, New Hanover County, North Carolina

In the year 2026, the limit for a Conventional loan in Ogden, located in New Hanover county, NC, is set at $726,200, while for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best available rates today for Conventional, FHA, and USDA loans and determine the required income, credit, reserves, and documentation to qualify. Our advanced mortgage tool allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial situation in NC.

Evaluate loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Ogden, New Hanover County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to ZIP codes: 28411

Available Conventional and FHA Loan Options in Ogden, NC

The aim of Lendersa® is to quickly and smoothly secure the best Conventional, USDA, or FHA loan for you. Begin with one of our three options to find suitable lenders and matching loan programs.

Lendersa USDA loan request and match results


  • Fairview Lending
  • 1425 Del Prado Blvd S., Cape Coral, FL, 33990
  • Fairview Lending, we have many loan options to suit your needs. We make sure to get to know you to properly advise you of your best options when seeking a loan and We understand that getting a home mortgage is a huge decision. We pride ourselves on giving you all the information and comfortable with getting a loan.

  • The Alpha Mortgage Team LLC
  • 261 N. University Dr. Ste 500, Plantation, FL, 33324
  • We are a leading Mortgage Brokerage committed to helping you achieve your homeownership dreams. With our 15 years of experience in the mortgage industry, we provide personalized solutions tailored to your unique needs. Our team of experienced professionals is dedicated to guiding you through the loan process, ensuring a smooth and stress-free exper

  • Direct Mortgage Investors Inc
  • 150 S. Pine Island Road, Suite 300, Plantation, FL, 33324
  • Since its commencement in 2000, Direct Mortgage Investors Inc. has always been forward-thinking, with creative financing options for those with challenges. With partnerships with over 200 banks and Investors, we create a frictionless process to bring in the new era of mortgage loan pathway, which many of our competitors call our process unique and

  • Mortgage Services Center
  • 310 S. University Drive, Fort Lauderdale, FL, 33324
  • The Mortgage Services, Inc., was established in 2002 with the mission of creating extraordinary mortgage solutions for the citizens of Florida and others who wish to move to the State of Florida. That mission continues to be a driving force through today. The Mortgage Services, Inc., has always sought out the nation's

  • Priority Lending
  • 600 N. Pine Island Road, Suite 330, Plantation, FL, 33324
  • At The Mortgage Firm, we've earned a stellar reputation among real estate professionals, builders, and individual home buyers for simplifying the process. In fact, we send automatic updates to you throughout the entire process with continual status reports and no surprises! This advantage is built around our mission to keep it simple and easy.

  • South Florida Mortgage
  • 9633 West Broward Blvd, Suite 7, Fort Lauderdale, FL, 33324
  • At South Florida Mortgage INC NMLS# 2111083. We are your local business professionals ensuring that your home purchase or refinance experience is, sound.

    Local Mortgage Professionals here to help with all types of loans: Purchase's, Refinance's, Commercial real estate loans etc.

  • Ivy Lender
  • 150 S. Pine Island Road, Plantation, FL, 33324
  • Ivy Lender’s online platform connects lending institutions to the largely untapped small business market. Their business financing expertise, access to the best options at the best rates, and ethical business practices has made them the go-to for businesses in need of funding. Ivy Lender’s goal is to help create a path

  • First Choice Financial Inc
  • 261 North University Drive, Suite 500, Plantation, FL, 33324
  • First Choice Financial is the Premier Mortgage Company in South Florida. Our loan officers take the time to customize and compare home loan programs to meet our borrower’s needs. With access to hundreds of loan programs, our borrowers can feel confident First Choice Financial is their one stop shop for their mortgage needs.

  • Clearstar Mortgage Group Inc
  • 8181 West Broward Blvd, Suite 360, Plantation, FL, 33324
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mortgage and Commercial Lending Inc
  • 950 South Pine Island Road, Suite 150A, Plantation, FL, 33324
  • "We are Committed!
    In our team, we are all home owners and we help each new comer into the team to buy his/her first home, due to this we all know the excitement that is purchasing our first home, or next home and the process required for that to happen.
    This is the reason our motto is:
    We are committed to making"

  • US Lending Advisors
  • 300 South Pine Island Road, Suite 260, Plantation, FL, 33324
  • US Lending Advisors was incepted with the idea of providing and treating clients as our advisor’s would like to be treated. Providing simple straightforward solutions to complex challenging financing problems in a direct yet balanced approach. Allow our 30+ years of high level experience to assist in your financing goals.

  • Kamps Mortgage Inc
  • 150 South Pine Island Road, Suite 300, Fort Lauderdale, FL, 33324
  • We are a mortgage brokerage team committed to listening carefully to our customers’ needs in order to anticipate their home financing goals and dreams. We educate our customers on mortgage options and industry trends using our years of experience. Our goal is to build meaningful relationships with our customers by offering competitive rates.