FHA VS Conventional loan programs in 2025 for Bayshore, New Hanover County, North Carolina

In 2025, the maximum limit for a conventional loan in Bayshore, located in New Hanover, NC, is $726,200, whereas for a single-family home, the FHA limit is $472,030.

Employ the Lendersa® Conventional loan calculator to explore today's best rates among Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the most suitable program in NC for your financial objectives.

Evaluate loan proposals from an array of 100 lenders

Loan Limits and Down Payment Information for 2025 in Bayshore, New Hanover, NC

Loan Type Max Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 28411

Examining Conventional and FHA Loan Options in Bayshore, NC

The mission of Lendersa® is to swiftly facilitate your access to the best possible Conventional, USDA, or FHA loan without hassle. Begin by choosing one of three paths that guide you to appropriate lenders and aligned loan programs.

Insights from Lendersa's USDA loan requests


  • First Bristol Federal Credit Union
  • 25 North Street, Bristol, CT, 06010
  • First Bristol Federal Credit Union is a full-service financial institution that was established in 1935. The Credit Union currently offers an array of first mortgages to fit members' needs. Our savings and loan rates are consistently better than most banks. You can handle all of your personal finances at the Credit Union.
  • Community Spirit Bank
  • 14009 Highway 43, Russellville, AL, 35653
  • Community Spirit Bank was the town of Red Bay’s first bank. We opened with the name Bank of Red Bay on June 11, 1908 in the Red Bay Hotel. Our roots run deeper than any other business in this community. We pride ourselves on being a true community bank and serving the citizens of our communities.
  • CB&S Bank
  • 200 Jackson Avenue South, Russellville, AL, 35653
  • CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.
  • Bedford Federal Savings Bank
  • 1030 15th St, Bedford, IN, 47421
  • Bedford Federal Savings Bank has provided Bedford and Greater Lawrence County with leading-edge deposit and lending opportunities. Additionally, the Bank has been a force for good in the community and its youth through philanthropy and service. Now in its tenth decade, the Bank maintains its commitment to serving the communities of Lawrence County.
  • Criton Capital, LLC
  • 601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
  • Short Term Bridge Loans for Commercial and Investment Grade Properties. • No deep dive underwriting • $500,000+ loan sizes preferred • 12-36 month terms • Most commercial RE assets accepted; special use case-by-case • No rural or vast land properties • No junk fees • Quick close • Broker friendly
  • Autana Group, Inc.
  • 934 N University Dr 139, Coral Springs, FL, 33071
  • We are a leading provider of real estate valuations for the mortgage lending marketplace. With many years of experience in the business, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process. We are a leading provider of appraisals for: Primary and Secondary Mortgages Mortgage Refinanc
  • Horizon Mortgage Group LLC
  • 1700 North University Drive, Suite 304, Coral Springs, FL, 33071
  • Horizon Mortgage Group is a premier mortgage company located in Coral Springs Florida . Our goal is to provide you with exemplar service that exceed your expectations and build a solid long term relationship that will last for years. we pride ourselves in offering the highest level of customer service.
  • Sunshine State Mortgage LLC
  • 1515 North University Drive, Suite 101, Coral Springs, FL, 33071
  • Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry regulations