FHA VS Conventional loan programs in Bayshore, New Hanover County, North Carolina

In 2025, the maximum limit for a conventional loan in Bayshore, located in New Hanover, NC, is $726,200, whereas for a single-family home, the FHA limit is $472,030.

Employ the Lendersa® Conventional loan calculator to explore today's best rates among Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the most suitable program in NC for your financial objectives.

Evaluate loan proposals from an array of 100 lenders

Loan Limits and Down Payment Information for 2025 in Bayshore, New Hanover, NC

Loan Type Max Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 28411

Examining Conventional and FHA Loan Options in Bayshore, NC

The mission of Lendersa® is to swiftly facilitate your access to the best possible Conventional, USDA, or FHA loan without hassle. Begin by choosing one of three paths that guide you to appropriate lenders and aligned loan programs.

Insights from Lendersa's USDA loan requests


  • StagePoint Federal Credit Union
  • 365 N. Third St., Laramie, WY, 82072
  • "At StagePoint we are working for you to point the way to a better financial future at each critical stage of your life. Since 1935, StagePoint has been here for hard-working Americans who want a better future. As a trusted financial partner, we know your life has many stages. At each critical stage, our team understands your needs"
  • The Mortgage Source Inc
  • 414 East Lewis St, Laramie, WY, 82072
  • The Mortgage Source, Inc. is licensed with experienced professionals available to guide you through the homebuying or refinancing process. It is our mission to provide prompt, professional, and courteous service from start to finish. We will continue to support you even after closing on your home.
  • Santa Fe Mortgage
  • 459 Cerrillos Rd, Santa Fe, NM, 87501
  • Santa Fe Mortgage focuses on giving our customers personalized service while also providing rates that are comparable to or better than those offered by the big banks. Owner Lance Armer has dedicated himself to the mortgage industry – and could not imagine doing anything else. His story reflects the story of Santa Fe Mortgage.
  • Mortgage Partners
  • 417 E. Palace Ave, Suite C, Santa Fe, NM, 87501
  • Our mission is to find you the best mortgage product to fit your needs, secure it at the best rate possible, and guide you through the loan process with personalized service. Our expertise-with more than 45 collective years of professional experience-allows us to provide you with personalized
  • Anasazi Mortgage
  • 150 Washington St, Suite 201, Santa Fe, NM, 87501
  • If the idea of mortgages intimidates you, you've come to the right place. Mortgages don't have to be a maze of financial garble. Anasazi Mortgage can make your experience an AMAZING one. Buying the home of your dreams, or if you're refinancing, is a process, but Ginger Sullivan of Anasazi Mortgage will work with you step-by-step.
  • U.S. Eagle Federal Credit Union
  • 559 W. Cordova Rd, Santa Fe, NM, 87505
  • US Eagle Federal Credit Union serves our members by providing financial products and services to help them attain personal financial success. Founded in 1935, U.S. Eagle is the State's oldest credit union. With nine branch offices (six in Albuquerque, one in Bernalillo, one in Santa Fe, and one in Farmington).
  • Loan Fox Inc.
  • 1228 Osage Ave, Santa Fe, NM, 87505
  • At Loan Fox Inc, we are dedicated to providing clients with the knowledge needed to make the right decision when financing their home. Although we are located in Santa Fe, we specialize in mortgage loans in Albuquerque, Las Cruces, and throughout the entire state of New Mexico. Whether you are a first-time homebuyer, looking to buy a second home,
  • Mountain River Credit Union
  • 205 E 3rd. Street, Salida, CO, 81201
  • Mountain River Credit Union currently serves all who live or work in Chaffee, Alamosa, Lake, Rio Grande, or Western Fremont County. We help our family take care of their own at home. We offer the services and assistance you need to manage your finances to build a strong financial future for your family.