FHA VS Conventional loan programs in 2025 for Havelock, Craven County, North Carolina

In 2025, the Conventional loan limit in Havelock, Craven County, NC is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans, and identify what income, credit, reserves, and documents are required to qualify. Our mortgage calculator provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help you pick the best program in NC for your financial needs.

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2025 Loan Limits & Down Payment Requirements in Havelock, Craven County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 28533, 28532

Conventional and FHA Loan Options in Havelock, NC

Lendersa® is dedicated to helping you find the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose one of three starting points to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • FiCare Federal Credit Union
  • 300 Jeffords St, Suite A, Clearwater, FL, 33756
  • FiCare exists to serve our members. We are the credit union tailor-made for healthcare professionals in Florida. We serve you with complete financial services, competitive rates, and personal care extending beyond your financial health. We are federally insured by the National Credit Union Administration, so you can be confident banking
  • Mortgages By Yvonne
  • 1265 S Myrtle Ave, Clearwater, FL, 33756
  • At Mortgages By Yvonne. I don't believe in points or fees. You work with me beginning to end. I text and communicate after traditional work hours.You won't be disappointed. Ask about bank statement loans. I can and do close in a few weeks if neccessary. My mission is to serve my clients with honesty, integrity and competence.
  • Moneylink Mortgage Inc
  • 1265 South Myrtle Avenue, Clearwater, FL, 33756
  • Moneylink Mortgage was started by Michael Galasso. Growing up in Indiana, Michael was a born Entrepreneur. Whether it was his paper route or car washing businesses when he was younger, or his very successful businesses he started in College at Ball State, he has always had the fire to create his own destiny.
  • Inspired Waves Home Loans LLC
  • Lotus Path, Clearwater, FL, 33756
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Homestead Lending
  • 1253 Park Street, Suite UE8,, Clearwater, FL, 33756
  • Homestead Funding Corp. is a multi-state licensed mortgage banker. In operation since 1995, our corporate headquarters is located in Albany, New York. We have tens of thousands of satisfied customers, originated billions of dollars in residential mortgage loans, and maintained a reputation for exceptional service, honesty, integrity
  • Choice Real Estate Funding, LLC
  • 551 South Duncan Avenue, Clearwater, FL, 33756
  • Choice Real Estate Funding, LLC is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Florida. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
  • Asset View Capital
  • 45 Dan Road, Canton, MA, 02021
  • Asset View Capital is your preferred hard money lender for residential fix and flip investments in Massachusetts and beyond. As a leading commercial real estate finance firm, we present diverse loan origination options from commercial and residential rental property, residential fix and flip, ground up construction in Massachusetts and other U.S
  • Flatley Financial Services
  • 45 Dan Road, Suite 320, Canton, MA, 02021
  • Flatley Financial Services finances the acquisition and construction of real estate projects such as fix-and-flips or new builds. Our loans are asset-backed, and we underwrite based on the prospective property and the expected value of the property after work is completed. Our borrowers are contractors, investors, and developers.
  • Bank of Canton
  • 490 Turnpike Street, Canton, MA, 02021
  • Bank of Canton is a Massachusetts-chartered mutual savings bank that offers its consumer, business and government banking customers access to a full array of deposit, loan, investment and convenience service options. All deposits at Bank of Canton are insured in full with at least $250, 000 insured by the Federal Deposit Insurance Corporation.
  • Northstar Mortgage Corp
  • 555 High St, Suite 302, Westwood, MA, 02090
  • We have been helping our clients finance their homes in the Commonwealth of Massachusetts since 1990. Our value proposition is simple: we take the time to understand your needs and provide personal service you can rely on. Buyer’s agents love working with us because we don’t just pull a credit report like so many big banks often do.
  • Prosperity Home Finance
  • 516 29th St, West Palm Beach, FL, 33407
  • We understand the ups and downs that come with the challenge of home buying, or commercial building. Our professional and dedicated team has a passion for helping you secure the mortgage that's right for your situation. We take the frustration out of complex financing. We work with you each step of the way, keeping you updated with each development