Explore the differences! FHA VS Conventional loan programs in Havelock, Craven County, North Carolina

In 2025, Convetional loan limit in Havelock, county of Craven, NC is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NC is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Havelock, county of Craven, NC

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 28533, 28532

Conventional and FHA loan options in Havelock, NC

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • My Nice Mortgage
  • 7167 Southwest Highway, Suite 200, Ocala, FL, 34476
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Farmers and Merchants Bank
  • 2 First Street North East, Lafayette, AL, 36862
  • Farmers and Merchants Bank was established in 1934 and continues to operate in the same location in which the bank first opened its’ doors. Through the years the bank has modernized its' facilities and services to better serve its’ customers and fit into the community. We are a locally owned community bank and serve Chambers County
  • Zipfel Capital
  • 3440 Edwards Rd, Cincinnati, OH, 45208
  • We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender. Michael Zipfel, the founder and President of Zipfel Mortgage Group
  • Mortgage House of America LLC
  • 3530 Edwards Road, Cincinnati, OH, 45208
  • Mortgage House of America has specialized in finding a great product at a great price to suit our clients’ home purchase or refinance needs. From the ground up, we have built our business on strong foundations of honesty, integrity and communication with our clients. Most of our loan officers bring at least ten years of experience.
  • Sibley Mortgage Group LLC
  • 10959 Dylan Loren Circle, Orlando, FL, 32825
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kohler Mortgage LLC
  • 1906 Winding Oaks Drive, Orlando, FL, 32825
  • At Kohler Mortgage, we are committed to finding you the most competitive financing options, whether buying a home or refinancing a current loan. We have access to a variety of programs and will assist you in selecting the best financing options available. We work directly with wholesale lenders which offers us low wholesale rates passed
  • Veritas Financial Group LLC
  • 1060 Ledge Road, Medina, OH, 44256
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • COMMONWEALTH DIVERSIFIED LENDING
  • 5000 Gateway Drive, Medina, OH, 44256
  • Our business specializes in making every client feel like family. For my clients with every challenge that may be put in front of me, it is just an obstacle to get over, so that my clients will meet there goals, whether it is buying a home, financial freedom, real estate investing, or buying a business.
  • Consolidated Funding Corp
  • 2425 Medina Road, Medina, OH, 44256
  • CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry.
  • Crossroads Home Loans
  • 2530 Medina Road, Suite 100, Medina, OH, 44256
  • "At Crossroads Home Loans. We are a web based Mortgage Firm. We know that each customer has specific needs, so we strive to meet those needs with a wide array of products and services. Buyers, Sellers or Refinancing. We pride ourselves on our consistent referral base from Past Clients Real Estate Agents, Broker Firms, Attorneys"
  • Cinfed Credit Union
  • 4801 Kennedy Avenue, Cincinnati, OH, 45209
  • Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.