FHA VS Conventional loan programs in 2025 for Swansboro, Onslow County, North Carolina

In 2025, the Conventional loan limit in Swansboro, within Onslow County, NC, is $726,200. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to the best program in NC that fits your financial situation.

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2025 Loan Limits & Downpayment Requirements in Swansboro, County of Onslow, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 28584

Explore Conventional and FHA Loan Options in Swansboro, NC

Lendersa® is focused on securing the best possible Conventional, USDA, or FHA loans for you quickly and hassle-free. Choose from one of three starting points to connect with suitable lenders and loan programs.

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  • Affiliated Mortgage Company
  • 2605 East Atlantic Blvd, Suite 201, Pompano Beach, FL, 33062
  • Affiliated Mortgage Company is a locally owned and operated mortgage brokerage company serving the entire State of Florida. With over 28 years of lending experience, you can trust our high level of integrity and service. We pride ourselves on providing an exceptional lending experience to our clients.
  • AMERIDREAM FUNDING GROUP INC
  • 3350 East Atlantic Blvd. Suite 211 & 212, Pompano Beach, FL, 33062
  • AmeriDream, we strive to get you the best residential mortgage rates competitive in South Florida. When you work with AmeriDream, a dedicated professional will walk you through the mortgage loan process and help you secure the most favorable rate possible.and AmeriDream, we’ll take the time to evaluate your credit history.
  • Mortgages Inc
  • 181 Wells Avenue, Newton Center, MA, 02459
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued client. We understand you're making a big commitment in buying a home, refinancing your mortgage, or cashing out your home’s equity. Therefore we make a commitment to you.
  • Weston Loan Group LLC
  • 1087 Beacon, Suite 202, Newton Center, MA, 02459
  • "Founded in 2005, the key to our success has been a combination of consistently offering the lowest possible mortgage rates and above all providing outstanding customer service. We take pride in treating our clients with honesty, integrity and transparency. We want to get to know you so that one of our seasoned loan officers can offer"
  • IND Mortgage LLC
  • 233 Needham Street, Suite 300, Newton Center, MA, 02459
  • IND Mortgage is a boutique broker committed to helping borrowers secure a loan: for residential, investment, commercial or small business. Whether you are a buying or refinancing, consolidating debt, or investing in real estate, our experienced team is dedicated to help you accomplish your personal and business goals.
  • Duxbury Mortgage Services, Inc.
  • 1 Bay Road, Duxbury, MA, 02331
  • Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!
  • Hudson River Community Credit Union
  • One Third Street, Corinth, NY, 12822
  • Hudson River Community Credit Union (HRCCU) was founded in 1954 by the employees of International Paper Company in Corinth, New York as IPCO Federal Credit Union. Today, HRCCU is a state-chartered community credit union. Anyone who lives, works, worships, or attends school located within Saratoga, Warren, Washington,
  • The Cooperative Bank
  • 40 Belgrade Avenue, Roslindale, MA, 02131
  • For more than four generations, TCB has been helping our customers make their goals and dreams a reality. We opened our doors on South Street in Roslindale in April 1898 as Roslindale Cooperative Bank. From 1928 to 1956, our main office was located on the corner of Corinth Street. In 1956, we moved to 40 Belgrade Avenue, where we still are today.
  • A N Mortgage
  • 6675 Rockville RD, Indianapolis, IN, 46214
  • A N Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Lincoln Park Community Credit Union
  • 1400 Emmons Boulevard, Lincoln Park, MI, 48146
  • Lincoln Park Community Credit Union is proud to celebrate 80 years helping our members be the heroes of their financial lives. Our story starts with you. We’re a small credit union with a big story and we want to help you with yours. We started in the janitor’s closet of a school
  • ATS Investments Group
  • 3255 NW 94th Ave, Suite 8251, Coral Springs, FL, 33075
  • ATS Financial, a subsidiary of ATS Investments Group LLC, through its partnership with Fundwise Capital, offers business loans to help you grow your business. Among the products offered are: Equipment Leasing, Accounts Receivables, SBA Loans and Business Lines of Credit. We have expert consultants that will guide you through the process of funding
  • Coastal Heritage Bank
  • 195 Washington Street, Weymouth, MA, 02188
  • It takes more than physical location to be part of a neighborhood; it takes a dedicated, unwavering determination to help better the community & the lives of its residents. Since we live & raise our families in the towns we serve, our interests & those of our customers overlap.We all benefit from having a thriving, safe & culturally rich community.