FHA VS Conventional loan programs in Newport, Carteret County, North Carolina

In 2025, the conventional loan limit for Newport, located in Carteret county, NC, is $726,200. Meanwhile, the FHA loan ceiling for a single-family home is set at $472,030.

Use the Lendersa® Conventional loan calculator to evaluate and compare today's top rates across Conventional, FHA, and USDA loans. Ascertain the income, credit score, reserves, and documents needed for eligibility. Our advanced mortgage calculator enables you to observe Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to the ideal choice in NC for your financial needs.

Analyze loan proposals from 100 distinct lenders

2025 Loan Limits and Down Payment Requirements in Newport, Carteret, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 28570

Conventional and FHA Loan Choices in Newport, NC

Lendersa® aims to seamlessly connect you with the most suitable Conventional, USDA, or FHA loan. Opt from one of three paths leading to compatible lenders and tailored loan solutions.

Insights from Lendersa's USDA loan requests


  • Cornerstone Company
  • 8552 Deepdale Ave, Buena Park, CA, 90621
  • Cornerstone Company headed by George Krajacic is a trusted name in Los Angeles, Orange County, Riverside, San Bernardino and San Diego for flexible, reliable and fast hard money loans. Founded ten years ago, today Cornerstone Company is known for its dedicated service, consistent performance and diversified approach in hard money lending.
  • Cal Mortgage Connection
  • 14522 Whittier Blvd, Whittier, CA, 90605
  • We are a Private Lender specializing in short term Fix N Flip and Bridge financing. We work with you to put together the best loan structure and financing solution that fits your investment needs. Whether you are a first time investor or seasoned professional, we offer many options. And, we'll be with you every step along the way
  • IET Capital
  • 14408 Whittier Boulevard, Suite B1, Whittier, CA, 90605
  • IET Capital is a Los Angles County based Mortgage Brokerage. We assist our clients to get financing to purchase Residential and Commercial Real Estate or lower their existing payments through refinance transactions. IET Real Estate is a 1-4 unit Residential Mortgage Brokerage located in Los Angeles County, California.
  • Heartland Mortgage
  • 14758 Whittier Blvd, Suite B, Whittier, CA, 90605
  • Heartland Mortgage is committed to giving you the best financial advice to increase the wealth of your family and helping you build strong financial roots. Local Friendly Mortgage Solutions for Today's Financial Needs and Technology that makes the process swift and easy. Our mission is to serve our customers with honesty.
  • Reliance Mortgage Service, Inc
  • 14831 E Whittier Boulevard, Suite 204, Whittier, CA, 90605
  • Reliance Mortgage Service Inc is a financial services company based out of United States. Started in Whittier in 2004, we've incorporated & served through the tough times to the best as mortgage brokers with full-service purchase & refinance loans. Great credit? Great rates. Poor Credit? Let us help you with a higher FICO or product to buy now.
  • The MORE Group
  • 17220 Newhope Street, Suite 213, Fountain Valley, CA, 92708
  • We are an exceptional full-service mortgage banker headquartered in Santa Ana, CA. Without a doubt, The MORE Group are some of the hardest working mortgage bankers in the industry. We are here twenty-four hours a day to provide our clients with a variety of mortgage loan options tailored to your specific financial situation.
  • Amerifund Corporation & Realty
  • 17155 Newhope St, Suite H, Fountain Valley, CA, 92708
  • The Amerifund Corporation & Realty can help you finance your dream home with our low-interest-rate loans! We make it easy to buy a home with simple processes and streamlined service to provide you with all your home-buying needs in one place. Whether you are looking for an FHA loan, Fixed-Rate Loan, or even a Jumbo Loan, we've got you covered.
  • Infiniti Home Loans Inc.
  • 16480 Harbor Boulevard, Suite 201, Fountain Valley, CA, 92708
  • Our philosophy is Homeownership Guidance for life! We specialize in low cost or no closing cost Refinance and new purchase home loans. We can lock a loan free of charge and absolutely no application fee. We promise to provide you with the highest level of customer service. We’ve been first time home buyers.
  • Remington Home Loans Inc.
  • 17220 Newhope Street, Suite 220, Fountain Valley, CA, 92708
  • At Remington Home Loans, where we specialize in residential mortgages. At Remington Home Loans, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Brymus Capital Inc.
  • 16480 South Harbor Boulevard, Suite 104, Fountain Valley, CA, 92708
  • Brymus Capital was established in 2005, and specializes in mortgage and real estate services. We help you understand how the loan process works. Weather your buying your first home or refinancing, selling or looking to invest Brymus Capital can assist you with all your mortgage and real estate needs.